Why is my transfer taking so long?

2025-10-31

Most Paysend transfers are completed within minutes, but sometimes delays can happen, especially when banks or payment systems take a little longer to process an international money transfer.

No action needed: If your transfer is still showing as “processing” or “successful” and it hasn’t been 3 business days yet, there’s no need to worry. It’s completely normal for some banks to take extra time to credit the funds.

Here are some common reasons why your money transfer might take longer than expected.

Processing speed: The receiving bank’s processing times can affect how long your transfer takes.

  • Card and wallet transfers: Usually arrive within minutes, but can occasionally take up to 30 minutes.
  • Bank transfers: Typically complete within 1 working day, depending on the country and time of day.

Delays are more likely:

  • outside of standard business hours
  • during weekends or public holidays
  • when a recipient’s bank needs to complete additional verification checks.

If it’s been longer than 3 working days and your transfer still hasn’t arrived, please contact our Customer Support team. Our money transfer service specialists will be happy to review your case and help get things moving.

Tip: If you’re wondering how long a money transfer takes in general, most online money transfers through Paysend are instant — giving you one of the fastest and easiest ways to send money online.