What are SEPA transfers?

We understand that some of you have experienced challenges when attempting to fund money transfers using your bank cards.
In light of this, we’d like to introduce a reliable alternative:
Make payments via SEPA (Single Euro Payments Area)
Why choose SEPA?
Secure and Reliable
SEPA is a reliable payment option used in Europe.
Lower Decline Rates
Compared to card transactions, SEPA transfers experience lower decline rates.
Fast Transactions
SEPA is instant 75% of the time and is as quick as card payments.
Fee-Free
By choosing to fund your transfers via SEPA using Paysend, you can benefit from a money transfer free of charge.
How to use SEPA?
Follow these simple steps:
- Open your Paysend app or website and click How to pay your transfer. Select SEPA instant & regular transfer options.
- Set up a payment option through your internet or mobile banking.
- Deposit the exact amount you wish to send your recipient with the reference code into the Paysend EUR account. This amount will be the one transferred straight away.
- 75% of the time, transfers are successful within a few minutes.
Latest Posts

If you're in India and planning to work in the UK, understanding the visa process is crucial. The UK offers a variety of visa options, each tailored to specific needs, such as long-term employment, entrepreneurship and international agreements. This guide will help you navigate the application process and highlight how Paysend supports you in staying connected with loved ones back home.

Moving to the UK can be an exciting yet overwhelming experience. Whether you’re drawn to London’s vibrant culture or the natural beauty of the Lake District, settling in a new country comes with challenges. At Paysend, we know how important it is to feel at home while staying connected with loved ones abroad, so we’ve put a practical guide to help you settle into life in the UK with confidence.