How to Send Money to a Guatemalan Bank Account from the US
Sending money to Guatemala made easy
If you have family or friends in Guatemala, sending money to them should be simple, secure, and stress-free. Whether you're supporting loved ones for Semana Santa 2025, helping with daily expenses, or just staying connected, transferring money from the United States to a Guatemalan bank account is now easy.
With Paysend, you can send money to major banks in Guatemala, including Banco Agromercantil de Guatemala (BAM), Banco G&T Continental, Banco Industrial, and Bantrab – all for a low fixed fee of $1.99.
How to send money to a Guatemalan bank account from the US
Follow these simple steps to transfer money directly into your recipient’s Guatemalan bank account. If you’d like to check the exchange rate first, simply select ‘View rates first’ before proceeding with your transfer.
- Sign up or log in to your Paysend account.
- Select Guatemala as your receiving country.
- Add your recipient’s bank account details: Select the recipient’s bank – Choose from Banco Agromercantil de Guatemala (BAM), Banco G&T Continental, Banco Industrial, or Bantrab.
- Enter the recipient’s account number, full name, cell number, and address.
- Enter the amount you want to send – You’ll see the exact amount that will be paid out in Guatemalan quetzales (GTQ), along with the low fixed fee of $1.99.
- Choose your payment method - Options include Apple Wallet®, Google WalletTM, bank accounts and debit cards..
- Have a promo code? Select ‘Add a code’ to apply it before confirming the transfer.
- Review and send – Double-check the details and select ‘Confirm and send’.
Apple and Apple Wallet are trademarks of Apple Inc., registered in the U.S. and other countries.
Google Wallet is a trademark of Google LLC.
Once confirmed, the money will be sent securely to your recipient’s Guatemalan bank account. We will send your money in real-time, but it could take up to 3 business days depending on your recipient's bank.
Looking for a different way to send money? If you want to send money for cash pickup in Guatemala, [follow these easy steps]. Or, if you'd prefer to send directly to a bank card, [read our guide here].
For your protection, please make sure that you know and trust the recipient. You may not be able to recover money sent to an illegitimate or incorrect recipient.
Why use Paysend to send money to Guatemala?
- Fast and secure transfers – Money moves safely to trusted Guatemalan banks.
- Low fixed fee of $1.99 – Transparent pricing with no hidden costs.
- Send from your phone – No need to visit a bank or a physical agent.
- Real-time exchange rates – See the payout amount before you send.
Send money to Guatemala today
Whether you’re sending money for family support, special occasions, or emergencies, Paysend makes it easy to transfer funds from the US to Guatemala.
Ready to send? Start your transfer today.
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The card and the bank account do different jobs. Your card pays for the transfer. A provider like Paysend then pays the money out through local systems on the other end. It's one flow, and it takes about a minute in the app.
One thing worth knowing before you start: a credit card is usually the most expensive way to fund a transfer. Some issuers treat it as a cash advance, and credit tends to carry higher payment fees than debit. You'll always see the full cost, exchange rate included, before you confirm anything. What follows is: the ways your money can arrive, what each one costs, how fast it gets there, and the cheaper routes worth checking first.
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Pavel Štich has spent years helping his readers solve exactly that. He's Co-Founder and Lead Financial Editor at Moneyo.cz, an independent Czech platform that compares money transfer services, stock brokers, and alternative investments — and a Paysend Ambassador, which means he tests what he recommends, explains it plainly, and brings his readers reader-only perks. We asked him how Moneyo started, who reads it, and why he chose Paysend.
