What are SEPA transfers?

We understand that some of you have experienced challenges when attempting to fund money transfers using your bank cards.
In light of this, we’d like to introduce a reliable alternative:
Make payments via SEPA (Single Euro Payments Area)
Why choose SEPA?
Secure and Reliable
SEPA is a reliable payment option used in Europe.
Lower Decline Rates
Compared to card transactions, SEPA transfers experience lower decline rates.
Fast Transactions
SEPA is instant 75% of the time and is as quick as card payments.
Fee-Free
By choosing to fund your transfers via SEPA using Paysend, you can benefit from a money transfer free of charge.
How to use SEPA?
Follow these simple steps:
- Open your Paysend app or website and click How to pay your transfer. Select SEPA instant & regular transfer options.
- Set up a payment option through your internet or mobile banking.
- Deposit the exact amount you wish to send your recipient with the reference code into the Paysend EUR account. This amount will be the one transferred straight away.
- 75% of the time, transfers are successful within a few minutes.
Neueste Beiträge

If you're working in one country and supporting family in another, you already know the drill. Payday lands, and the money needs to be with them – not in three working days, not after a bank somewhere in the middle has taken its turn with it. Today, in their hands, ready to spend.
Here's the good news: a card to card transfer sends money straight from your card to someone else's, using the card networks instead of a standard bank transfer. No IBAN, no BIC, no sort code – just a card number. Let's get you sending.

Gute Nachrichten – im September werden die Prämien verdoppelt. Den ganzen September 2026 über bringt Ihnen jeder Freund, den Sie zu Paysend einladen und der die Teilnahmebedingungen erfüllt, 6 USD statt der üblichen 3 USD ein. Laden Sie mehrere Freunde ein, und Sie können diesen Monat bis zu 72 USD verdienen oder den Gegenwert in Ihrer Landeswährung.
Es ist dasselbe Empfehlungsprogramm, das Sie bereits kennen. Bis zum 30. September ist die Prämie einfach doppelt so hoch. So funktioniert es – und so holen Sie das Beste aus der Aktion heraus.