Lesen Sie die neuesten Paysend-Artikel","text":"Bleiben Sie mit den neuesten Nachrichten, Erkenntnissen und mehr auf dem Laufenden.","isMobileBtn":null,"note":null,"img":null,"color":{"id":204,"bgColor":null,"titleGradient":"aubergine01","titleColor":null,"whiteText":null},"btn":null,"btn_mobile":null,"bgImg":null,"btnDemo":null,"extra_button":null},"tiles_section":[{"id":520,"title":"Über uns","subtitle":"Wir sind ein globales FinTech-Unternehmen mit der Mission, die Art und Weise zu ändern, wie Geld rund um die Welt bewegt wird.","variant":"colored","size":null,"imgTop":null,"fullwidth":null,"btn_title":null,"url":"\/about-us","add_country_lang_inside_link":null,"enabled":null,"img":null,"color":{"id":878,"bgColor":"aubergine01","titleGradient":null,"titleColor":null,"whiteText":null}},{"id":521,"title":"Kultur","subtitle":"Entdecken Sie Ihr Potenzial, übernehmen Sie die Verantwortung für Ihr Wachstum und gestalten Sie Ihre Zukunft.","variant":"colored","size":null,"imgTop":null,"fullwidth":null,"btn_title":null,"url":"\/culture","add_country_lang_inside_link":true,"enabled":null,"img":null,"color":{"id":879,"bgColor":"aubergine03","titleGradient":null,"titleColor":null,"whiteText":null}}],"seo":{"id":190,"metaTitle":"Paysend Blog: Aktuelle Einblicke von Paysend erhalten!","metaDescription":"Tauchen Sie ein in die Zukunft mit dem Paysend-Blog und erkunden Sie wegweisende Ideen und Trends, die die Welt der Zahlungen und Finanzen prägen.","ShareImage":null}},"articles":{"data":[{"id":382,"title":"Top money transfer scams around the world","date":"2025-02-24","video_url":null,"description":"
Sending money internationally has never been easier, but as digital payments become more popular, so do scams targeting unsuspecting senders. Fraudsters use various tactics to deceive people into transferring money, often pretending to be banks, employers, or even loved ones in distress.<\/p>
To help you stay protected, we’ve outlined some of the most common and most recent money transfer scams happening around the world and how you can avoid them.<\/p>
North America: Phishing Emails & Emergency Scams<\/h2>
On the rise in North America, phishing scams involve fake emails and texts pretending to be from your bank or a trusted company, urging you to take urgent action. These messages often contain links to fake websites designed to steal your login details.<\/p>
Another common scam is the emergency scam, where fraudsters pose as a relative or friend in distress, claiming they need immediate financial help. They might say they’ve been in an accident, lost their wallet or need urgent bail money.<\/p>
Tip:<\/strong> Always verify the sender’s identity before transferring money. Contact your bank directly if you receive an email or message about an account issue.<\/i><\/p>
South America: Money Laundering & Recruitment Scams<\/h2>
Fraudsters in South America often lure victims with \"job opportunities\" that involve handling money transfers. They ask individuals to send or receive money on behalf of others — without realising they are laundering stolen funds.<\/p>
How to stay safe: Never agree to move money for someone you don’t know. If a job sounds too good to be true, it probably is.<\/p>
Europe: Overpayment & Fake Job Scams<\/h2>
In overpayment scams, scammers send money to victims, then claim they \"accidentally\" sent too much and request a partial refund. But after the victim sends money back, the original transaction is reversed, leaving them out of pocket.<\/p>
Another common scheme in Europe is the fake job scam, where fraudsters post fake job listings that require applicants to pay a \"training fee\" or “visa processing charge.”<\/p>
Tip:<\/strong> Legitimate employers never ask for money upfront. Avoid sending refunds for overpayments — wait for the funds to fully clear before taking action.<\/i><\/p>
Africa: Lottery Scams & Advance-Fee Fraud<\/h2>
In Nigeria and other parts of Africa, lottery scams and advance-fee fraud remain common. Scammers claim you’ve won a big prize but need to pay a \"processing fee\" to receive it. Similarly, some fraudsters pretend to be officials promising inheritance payouts — if you just cover some minor costs first.<\/p>
Tip: <\/strong>If you didn’t enter a lottery, you didn’t win. Never pay upfront fees for winnings or unexpected “inheritances.”<\/i><\/p>
Asia: Investment Fraud & Crypto Scams<\/h2>
Scammers in Asia frequently target victims with fake investment opportunities. Promising \"guaranteed high returns\", fraudsters often lure people into Ponzi schemes or fraudulent cryptocurrency platforms, stealing funds once deposits are made.<\/p>
Tip:<\/strong> Always research investment platforms before sending money. If returns sound too good to be true, they probably are.<\/i><\/p>
Australia: Fake Charity & Donation Scams<\/h2>
Fake charity scams are particularly common in Australia, especially after natural disasters. Scammers pose as aid organisations, soliciting donations that never reach the intended cause. Tip: Only donate through verified charities. Check official websites before sending money.<\/p>
How to protect yourself from money transfer scams<\/h2>
No matter where you are in the world, these scams can strike when you least expect them. Here are some golden rules to keep your money safe:<\/p>
Only send money to people you know and trust.<\/li>
Be cautious of urgent or emotional requests. Scammers create a sense of panic to make you act fast.<\/li>
Verify sources before making a payment. Contact your bank, employer or the organisation directly.<\/li>
Alle ArtikelRemote working and what we have learnt
Remote working and what we have learnt
2022-01-28
All articles
Work has changed, and never more so than in the last 2 years. Many businesses are reporting that they are struggling to cater to changes that come with being Remote.
At Paysend, we decided to lean into the changing landscape of work so we became a remote-first company. Of course, we too have faced challenges, but in the spirit of growth, we wanted to share some of our insights on how you might create a successful remote working environment where employees can thrive and the business can deliver.
Why are we remote?
When COVID hit, our offices, based in London and Moscow were closed to ensure the safety of our teams and larger communities. At the same time, this was a period of impressive growth in our company where we more than doubled our headcount. Fortunately, we already had good practices working collaboratively between our offices so we were able to quickly adopt remote work and started hiring people globally. This allowed us to find the best team members to join us regardless of their location. We chose to keep our current offices, and use these for a meaningful purpose. Rather than use this for ‘traditional’ work, our teams go in during important moments that matter such as when they need to solve problems together, have in-person planning sessions, and celebrate achievements.
Currently, at Paysend we have more than 500 people working from over 30 countries to help us save time, save money, and serve millions of customers across 125+ counties. It’s important for us to create and continue to build on our culture to represent who we are - a culture where everyone feels valued, is empowered, and works together to help us build money for the future together.
Communication, communication and... communication
When businesses or managers hear remote working they might feel immediately overwhelmed and anxious that staff would feel isolated, unproductive or unconnected to them or even to their respective teams. Similar concerns were echoed by both our leadership and managers: "How can we communicate effectively when our employees/team members are located all over the world and not in some office?".
It has been an important step simply in recognising these concerns. Equally important, we found that holding frequent and informal talks with our employees and colleagues has paid large dividends. As such, we developed a 1 to 1 meeting format with managers where we encourage a simple structure: Informal wellbeing check-in, progress updates, and collaborative problem solving.
Of course, we have also embedded frequent and regular communication from our executive leadership team. We call them our Monthly Voice, and this is where our executive teams share important updates, achievements, and upcoming plans/activities so that we can all work towards the same goals and know how our work impacts Paysend.
Although it may sound trivial, we have found that finding time to explore topics outside of work have helped us all maintain endurance in a remote setting. Instead of the classic ‘Did you have a good weekend?’ which involves a generic reply like ‘yeah, was nice. You?’, we have heard ‘how is learning the guitar going? ‘Has little bobby started nursery yet?’. These rich conversations creates a sense of belonging to our colleagues even if they are half way across the world. This, from a business perspective, is useful as those who feel they have good friendships, and a company that cares are more likely to be loyal, enjoy their jobs, and work harder.
Having a proactive and informal communication culture has created opportunities for better team collaboration, cohesion, and friendships. We have found that policies and processes have helped us to formalise our company culture. We embed our values into them to ensure they are a part of our everyday language and that they drive specific behaviours. We've also found that using the right tools allows us the ability to effectively share knowledge, project manage and work together asynchronously, across locations and time zones. This includes matching the right approach to sharing important information, policies and company updates. At Paysend we use confluence to enable an internal intranet so that anyone can find the right information at the right time, such as policies, key functional resources, company updates and also employee social groups.
This past year, we made big steps to reach out and explore new ways to connect with our colleagues across the world and celebrate all that we achieved together.
Continuous Improvement
We are of course still working out how best to support our remote first team, but we see this as failing forward. Although failing isn't always fun, nor nice - it’s a learning tool and a part of being human and growing.
One good example of this came from Q4 of this past year. Despite our onboarding experience survey giving us strong scores we found out not all new hires were truly set up for success. To share one of our findings; we had made a false assumption that new hires would feel comfortable utilising slack to reach out to Paysenders from day 1. However, we quickly realised that this was not true for all, especially those who may have moved from a corporate or non-remote company. To tackle this, we created simple, easy to remember guides that help our new joiners adopt our tools and use them in healthy ways. These have all been collected in one central space we call our "Paysenders Guide to the Galaxy."
Although there is no such thing as a quick remedy. Our guide to the Galaxy was designed to allow new hires to navigate our company successfully throughout their entire lifecycle thereby setting them up for success beyond day 1 or week 1. This embodies our culture and is of course a constant area of refinement.
Alex's overall takeaway
Remote working can enable an innovative and dynamic workplace where employees can not only work productively but also establish great relationships. In some instances, remote working can lead to an environment where quieter people can flourish, without the pressure to be the voice of the office. However, in order to reap these benefits, we have found that you must consciously engineer such an environment so that you have the correct principles, policies, and tools working together in unison.
If this environment sounds interesting and you find yourself connecting to what we are trying to achieve then join the future of work!