How to make your first transfer with Paysend: step-by-step guide for new users
If you’re new to Paysend and looking for a quick, secure, and budget-friendly way to send money internationally, you’re in the right place. With Paysend’s network of over 170 countries, transferring money is easy and cost-effective, and it just takes a few simple steps. If you’re reading this article, you’re probably wondering, ‘How does Paysend work? Well, you’re in the right place! Let’s walk through how to use the Paysend app and make your first transfer.
Step 1: Select your recipient or your recipient’s country
Once your account is set up, the next step is to choose the country where you want to send money. Paysend makes it super simple - you can transfer funds to over 170 countries globally, (100 countries from the U.S.) including popular destinations like Mexico, India, the Philippines, Nigeria, and more.
Step 2: Choose how you want to send money to them
After you’ve selected the destination, Paysend will show you the available transfer options based on the country’s local banking and financial system. These options may include:
- Bank Account: This is a reliable and popular way to send money internationally directly to a bank account. We will send your money in real-time, but it could take up to 3 business days depending on your recipient's bank.
- Card Transfers: A unique feature of Paysend that lets you send money straight to a bank card.
- Mobile Wallets: For added convenience, some countries support transfers to mobile wallets.
- Cash Pickup: For even more flexibility, Paysend offers cash pickup options in certain countries, so your recipient can collect the money in person or even have it delivered to their home.
- SEPA Transfers: Available across the EU and UK, SEPA transfer is a simple, efficient and inexpensive way to send and receive payments in Euros across the participating European countries.
Step 3: Add recipient details
Now, it’s time to add your recipient’s details. This will depend on the transfer method you’ve chosen:
- Bank Account: You’ll need the recipient’s bank details - account number and possibly the SWIFT/BIC code.
- Card Transfers: Just enter the recipient’s card number.
- Mobile Wallets: For wallet transfers, provide the wallet number
Once you’ve entered the information, Paysend saves it securely for future transfers, making it easier to send money next time.
Step 4: Enter the transfer amount
Next, simply enter how much you want to send. Paysend will show you the exact exchange rate and the total cost of the transfer, so there are no surprises. One of Paysend’s strengths is its transparency - you’ll always know exactly how much you’ll send and how much the recipient will receive before you hit the send button. No hidden fees, no guessing.
Step 5: Choose your payment method
There are many ways to fund your transfer, depending on your sending country. Choose from digital wallets, bank accounts, bank cards, and in some countries you can check out via PayPal. Choose the option that is most convenient to you. In most countries, when you transfer from your bank account, there will be zero transfer fees.
Step 6: Review and confirm your transfer
Before you finalize the transfer, Paysend will give you a summary of all the details: recipient information, the amount you’re sending, the exchange rate, the transfer fee and the delivery method. If everything looks good, hit ‘Confirm & Send’ to start the transfer.
Tracking your transfer
After completing your transfer, Paysend gives you a confirmation and a tracking feature, so you can follow your transfer’s journey. This way, you can be sure your money reaches your recipient quickly and securely. Paysend stands out for its speed and security. While most transfers are completed in minutes, delivery times can vary depending on the destination and transfer method.
Not downloaded the app yet?
To get started with Paysend, you’ll need to create an account. Here’s how:
- Sign up via the Paysend website or download the app on the App Store (iOS), Google Play (Android), or App Gallery (Huawei). There’s no cost to sign up.
- Enter your phone number - you’ll receive a verification code via SMS to confirm your identity.
- Provide basic personal information - your full name, date of birth, email address and residence address. This is part of our compliance with anti-money laundering (AML) regulations.
Once you’re set up, you’ll be asked to set a password - it’ll be four digits on mobile. Make sure it’s something you can remember easily.
Additional benefits for new users
Paysend offers some great perks for new users. The app is easy to use, and first-time customers may qualify for reduced fees or bonus offers based on your location. Keep an eye out for these during registration!
Why choose Paysend?
Paysend is all about ease of use, speed and transparency. Whether you’re sending money to support family, pay bills or manage expenses abroad, Paysend makes sure the process is smooth and affordable.
Making your first transfer is easy, secure and budget-friendly. Whether you’re sending money to a bank account, card or mobile wallet, Paysend ensures your transfer reaches your loved ones with no hidden fees. Sign up today and see how simple it is!
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Here's the short answer: yes, you can use a credit card to get money into someone's bank account abroad. "Credit card to bank transfer" means exactly that — you fund the transfer with your credit card, and your recipient receives it in their bank account. Or on their card, in their wallet, or as cash to collect, depending on where they are.
The card and the bank account do different jobs. Your card pays for the transfer. A provider like Paysend then pays the money out through local systems on the other end. It's one flow, and it takes about a minute in the app.
One thing worth knowing before you start: a credit card is usually the most expensive way to fund a transfer. Some issuers treat it as a cash advance, and credit tends to carry higher payment fees than debit. You'll always see the full cost, exchange rate included, before you confirm anything. What follows is: the ways your money can arrive, what each one costs, how fast it gets there, and the cheaper routes worth checking first.
Every month, thousands of people working in the Czech Republic send part of their payday home — many of them Ukrainians supporting family across the border. And the traditional route makes it harder than it should be: bank wires that ask for IBANs and SWIFT codes, fees that only show up after the money's gone, and days of waiting while someone at home is counting on it.
Pavel Štich has spent years helping his readers solve exactly that. He's Co-Founder and Lead Financial Editor at Moneyo.cz, an independent Czech platform that compares money transfer services, stock brokers, and alternative investments — and a Paysend Ambassador, which means he tests what he recommends, explains it plainly, and brings his readers reader-only perks. We asked him how Moneyo started, who reads it, and why he chose Paysend.
