Send money to China from Europe: Great FX rates and no extra fees when you pay from your bank account
Whether you’re helping family with bills in Beijing, sending a gift to Shanghai, or managing education costs abroad — transferring money from Europe to China should be simple, fast and affordable.
That’s where Paysend comes in. With our latest update, sending euros to Chinese yuan (EUR to CNY) just got a whole lot smarter.
What’s new?
We’ve introduced better-than-ever pricing for eur to cny transfers. Here’s what you can expect:
- One of our most competitive exchange rate eur to cny offers yet – so you get more yuan for every euro
- Zero additional fees when you fund your transfer with a European bank account
- A low, clear 0.3% fee when paying by card
Example: If you send €1,000 from your bank account, you’ll save around €5 compared to using a card. The more you send, the more you save – and it adds up over time.
Why choose Paysend to send money from Europe to China?
- Improved FX rates – get more CNY for your euros
- Zero additional fees when funding from your EU bank account
- Transparent, low card fee if you choose to pay by card
- Trackable transfers you can send in minutes
- Send to bank cards, bank accounts, or digital wallets
- Available 24/7 on the Paysend app or website
Whether you’re sending a one-off gift or regular support, it’s one of the fastest and cheapest ways to send money to China from Europe.
Chinese communities across Europe
Europe is home to a growing and vibrant Chinese diaspora. From Paris and Lyon to Berlin, Amsterdam, and Barcelona, families, students, and entrepreneurs maintain close ties with loved ones back home in China.
Paysend helps keep those connections strong — making it easier to support family financially, without the high fees or complicated processes of traditional banks.
So whether you’re sending to cover university fees, family expenses or festive treats, Paysend makes every euro count.
How to send money to China from Europe with Paysend
- Log in or sign up to the Paysend app or website
- Choose China as your destination
- Add your recipient’s details (bank card, account or digital wallet)
- Select your payment method – bank account (no extra fees) or card (0.3% fee)
- Check the live eur to cny rate and review fees before confirming
- Tap send – and your money’s on its way
Start saving today
With better exchange rates, zero extra fees from your EU bank account, and fast transfers to China, there’s never been a better time to try Paysend.
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If you want one app to manage everyday spending, budgeting, and travel while also handling the occasional international transfer, Revolut can be a strong fit. If your priority is sending money to someone else’s card or wallet abroad with predictable costs and minimal setup, Paysend is often the more suitable choice, because it is built specifically around international payouts rather than general personal banking. Let’s explore all the important attributes when it comes to sending money abroad.
International money transfers have changed dramatically over the past decade. Traditional banks, once the default option for sending money abroad, have increasingly been replaced by fintech platforms offering faster delivery, clearer pricing, and digital-first experiences.
Among those platforms, Paysend and Revolut are often mentioned together — but they are built for different core use cases. Choosing the best way to send money abroad depends on how you use the service and what your recipient needs.
This comparison is most relevant for people who regularly send money to someone else abroad — such as family members, dependents, or partners — rather than users mainly looking for a personal spending, travel, or budgeting app.
Revolut is widely known as a lifestyle banking app with a broad range of financial features. Paysend, by contrast, is designed as a specialized global payment network focused on international payouts. Which one fits better depends on what you actually need to do.
