Spend, send and repay on time to take charge of your financial health
Exclusive 90 days free · then 2.99 gbp/month




If you live, work or study in the United Kingdom, and are looking for a simple way to build or improve your credit score, Paysend Grow has the perfect solution for you.
If you don’t have a Paysend Mastercard yet, we will issue an all-new free virtual card for you.


Move your money into the Credit Builder account. Regular spending and repaying on-time could impact your score.

Connect your Paysend card to your Credit Builder account and use it to make purchases online or offline anytime, as well as complete money transfers.

Twice a month, Paysend will automatically collect the outstanding balance from the money set aside in the Credit Builder Limit account.

You could watch your credit score grow as Paysend reports your Credit Builder activity to 3 major credit reference agencies.
- Rewards for reliability
Major UK credit reference agencies are updated when positive repayments are made, allowing you to build and improve your credit score.
- Set your own limit
Credit Builder lets you spend debt-free. Only top-up as much as you want to spend, and link your Paysend card to spend anytime, anywhere.
- Spend your way
Every transaction on your Credit Builder account counts towards improving your credit score, from sending money to buying groceries.




