How to send money abroad with Ria
Ria is a money transfer service used by many people around the world. It’s primarily used for in-store transfers where customers send money with the help of a cashier at one of Ria’s agent locations.
Although very popular, Ria is just one of many money transfer services available, and each varies on speed, cost and convenience, and before you choose Ria you should do your research.
This blog will give you the information you need about the company, so you can choose whether you want to sign up with Ria, send money abroad with them, and use the service as your regular transfer platform. By the end of this blog you’ll hopefully know whether Ria is right for you!
How to send money abroad with Ria
With Ria, you can choose to either go to one of their physical agent locations to make an offline international transfer, or use their online service to transfer your money. When you send money using Ria, your recipient’s bank account will be debited, and you can arrange a cash pick-up.
If you choose to go in-store to one of Ria’s many locations, you'll need to fill out a money transfer form, and you’ll be guided through the process by the cashier. Alternatively, if you choose the online service, you can do it by yourself from the Ria smartphone app or web browser platform.
What are the pros and cons of sending money with Ria?
Ria is great for some people but not the ideal transfer service for others.
Here are some of the pros and cons of using Ria for your money transfers:
Pros:
- They have lots of agent locations - over 400,000 in 149 countries
- In some countries you can arrange home delivery of the cash - in Vietnam, the Philippines, Dominican Republic, and Peru
- Money is moved fast when you pay with cash or card - usually around 15 minutes to deliver
Cons:
- Transfers can take much longer when you pay using your bank account details - up to four working days
- Rates can be different online compared with at an agent location
- You can’t send money using just a recipient’s card number
- Fees vary and can be quite large - for example, sending £200 from the UK to Nigeria using a debit card for a cash pick-up will cost you £8
Is there another option to Ria?
When sending money internationally, Ria might be the best option if you need the cashier’s help to guide you through the transfer process. Alternatively, you may be able to find a cheaper and simpler option with a different online transfer company. You need to make sure you do enough research to make sure you’re getting the best possible deal!
Paysend is a fast and simple money transfer platform that lets users send money directly to bank accounts or straight to cards - all you need is the recipient’s name and card number! You can use Paysend via a smartphone app, or access it on your chosen web browser.
Money transfers to bank accounts with Paysend have zero transfer fees, and to cards it costs just £1, €1.5 or $2 (or equivalent amount) to send money. Paysend uses excellent, competitive exchange rates, so if you send money with Paysend you might save yourself some money when compared to Ria!
On the Paysend homepage you can find a useful tool to help you find out if your money transfers with Paysend are cheaper than with Ria. Click here to visit the homepage and get started.
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Bank wire transfers via SWIFT, SEPA, and ACH power most institutional cross-border payments through established bank networks, while digital services like Paysend streamline personal remittances with direct-to-card transfers* and upfront pricing. This article explains how each system works, its structural trade-offs for everyday international senders, and why Paysend may be more practical for expats, migrant workers, and freelancers, though bank wires remain essential for corporate needs.
This comparison matters most for individuals sending money internationally for personal or family reasons – such as expats supporting relatives, migrant workers paying rent, international students covering tuition, or freelancers handling recurring transfers – rather than corporate treasury operations or large institutional settlements.
Comparisons reflect general industry characteristics and may not apply to all transactions or providers.
Paysend makes it easy to send money to Moldova. Transfers can go straight to eligible Visa Debit cards or bank accounts – often within minutes depending on the recipient’s card issuer, payment method, and required checks With a simple fixed-fee model, you always know what you’ll pay. It’s a straightforward way to send money to Moldova online using card-to-card transfers.
Paysend operates as part of a global payments infrastructure designed to support continuous, reliable money movement across borders. Our international money transfer service allows users to send money to more than 100+ countries, including Moldova, using card networks such as Visa.
