How to send money from Canada to China
Canada is home to over a million people from China - in Vancouver alone 20% of the population now identifies as Chinese.
If you’re a Chinese expat living in Canada and you need to send money home to friends and family, you’ll want to find the cheapest way to send money from Canada to China. This is because money transfers are often sent with high commission charges, hidden fees and poor exchange rates.
How to find the cheapest way to send money from Canada to China
The only way that you’ll be able to find the cheapest way to send money from Canada to China is by knowing how much it will cost you in terms of fees, and how much your recipient will receive (this depends on the exchange rate).
If you’re using an offline method like a bank, money transfer store or post office, this will involve going in-store and asking the cashier how much it’ll cost.
However, it may be quicker and easier to just check online by using a money transfer calculator from an online platform. This will help you to compare ways to send money from Canada to China really quickly, and will help you decide which is the cheapest.
To get you started with this, check out Paysend’s money transfer calculator on our home page.
Send money quickly and cheaply with Paysend
Paysend helps over 2.4 million people send money to over 100 countries around the world, including many people wanting to send money from Canada to China.
We’ve partnered with Alipay, so that when using Paysend, you can send money straight to Alipay accounts using just the recipient’s account number/email, full name and reason for transfer.
Alternatively, you can send to a UnionPay or Mastercard account using just the recipient’s name and card number.
When you send money from Canada to China with Paysend, it costs just C$3 in transfer fees, no matter how much you want to send. So if you’re sending C$200 or C$400 from Canada to China, it will cost you just 3 Canadian dollars either way!
Plus, money transfers using Paysend usually arrive within seconds - 75% of our money transfers reach their destination in 20 seconds or less. The only thing that normally slows us down is if the recipient bank isn’t quite as quick as us! You may also read about how to easily transfer money to China online!
Visit our homepage to find out how much your recipient will receive in Yuan using Paysend’s excellent exchange rates!
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Bank wire transfers via SWIFT, SEPA, and ACH power most institutional cross-border payments through established bank networks, while digital services like Paysend streamline personal remittances with direct-to-card transfers* and upfront pricing. This article explains how each system works, its structural trade-offs for everyday international senders, and why Paysend may be more practical for expats, migrant workers, and freelancers, though bank wires remain essential for corporate needs.
This comparison matters most for individuals sending money internationally for personal or family reasons – such as expats supporting relatives, migrant workers paying rent, international students covering tuition, or freelancers handling recurring transfers – rather than corporate treasury operations or large institutional settlements.
Comparisons reflect general industry characteristics and may not apply to all transactions or providers.
Paysend makes it easy to send money to Moldova. Transfers can go straight to eligible Visa Debit cards or bank accounts – often within minutes depending on the recipient’s card issuer, payment method, and required checks With a simple fixed-fee model, you always know what you’ll pay. It’s a straightforward way to send money to Moldova online using card-to-card transfers.
Paysend operates as part of a global payments infrastructure designed to support continuous, reliable money movement across borders. Our international money transfer service allows users to send money to more than 100+ countries, including Moldova, using card networks such as Visa.
