How to transfer money to Japan
There are around 4 million Japanese people who live and work around the world away from Japan, and you can find the influence of Japanese culture in nearly every country around the world.
If you’re a Japanese expat, you probably want to find the cheapest way to send money to Japan, so that your transfers don’t suffer from high fees, poor commission or hidden fees.
In this blog we’ll help you to understand the different options for transferring money to Japan, so you can work out what’s the best method for you!
How can I send money to Japan?
If you’re wanting to send money to Japan, you can do this online or offline.
Sending money with a traditional offline method is better for people who aren’t confident with technology, but if you’re confident using your smartphone or laptop, then you should definitely send money digitally using an online transfer service.
This is because digital, online transfers often cost less and take less time when compared with banks or money transfer agents. You can avoid high commission and you can send your money quickly.
Paysend is a fast, affordable and easy way to send money online to Japan. Using the clear and simple Paysend app, you can cheaply and quickly send money to loved ones in Japan in just a few taps.
If you want to discover what our 3.5 million customers think of Paysend, check out our 20,000 reviews on Trustpilot - 89% of people have given us 5 stars!
With Paysend you can send money to a Japanese bank account.
How much does it cost to send money to Japan?
If you want to send money to a bank account in Japan, it costs just £1, €1.5 or $2.
So if you want to send $50 or $500 from the US to Japan, it will only cost you $2 either way.
How much will my recipient receive in JPY?
Paysend uses excellent, competitive exchange rates, and along with our low fees, we provide great value transfers to Japan. You can find out exactly how much your recipient in Japan will receive on our homepage.
How long does it take to transfer money to Japan?
Money sent using Paysend will usually reach the recipient in Japan within a few minutes of being sent, although it could take up to three days working days if your recipient’s bank isn’t quite as quick as us at processing payments. 90% of our transfers arrive in 15 seconds or less!
Download the Paysend app now to start sending money to Japan!
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Bank wire transfers via SWIFT, SEPA, and ACH power most institutional cross-border payments through established bank networks, while digital services like Paysend streamline personal remittances with direct-to-card transfers* and upfront pricing. This article explains how each system works, its structural trade-offs for everyday international senders, and why Paysend may be more practical for expats, migrant workers, and freelancers, though bank wires remain essential for corporate needs.
This comparison matters most for individuals sending money internationally for personal or family reasons – such as expats supporting relatives, migrant workers paying rent, international students covering tuition, or freelancers handling recurring transfers – rather than corporate treasury operations or large institutional settlements.
Comparisons reflect general industry characteristics and may not apply to all transactions or providers.
Paysend makes it easy to send money to Moldova. Transfers can go straight to eligible Visa Debit cards or bank accounts – often within minutes depending on the recipient’s card issuer, payment method, and required checks With a simple fixed-fee model, you always know what you’ll pay. It’s a straightforward way to send money to Moldova online using card-to-card transfers.
Paysend operates as part of a global payments infrastructure designed to support continuous, reliable money movement across borders. Our international money transfer service allows users to send money to more than 100+ countries, including Moldova, using card networks such as Visa.
