More Reaches Home - December Special: Better FX on Transfers Over $1,000 USD
At Paysend, we’re on a mission to bring simple money transfer to all, including people and communities who haven’t always had easy access to fast, fair money transfers. This December, we’re helping you save on your international transfers so more of your money reaches your loved ones. From 10–31 December 2025, Paysend is offering improved foreign exchange rates on all transfers above $1,000 USD.
Whether you’re supporting family abroad, paying bills or simply sending a treat, this is the perfect opportunity to make larger transfers using our online money transfer service, and get better value while we continue building the world’s largest digital payment network.
How it works
Sending money with the improved FX rate is straightforward. Here’s what you need to know:
- The promotion applies to all international transfers over $1,000.
- Improved FX rates are applied automatically — no codes or extra steps.
- You can send money fast and with confidence wherever you are.
With Paysend, you can easily transfer money internationally or send money online from your bank, debit, or credit card — all from one convenient platform.
Helping your money reach home
Exchange rates can make a big difference, especially on larger transfers. This December, our improved FX means your loved ones receive more on the other side, giving your transfer greater impact and better value.
Whether you’re looking for the best way to send money internationally or how to send money overseas, Paysend makes it fast, secure and easy.
When it runs
Start date: 10 December 2025
End date: 31 December 2025
Eligibility: Transfers above $1,000, worldwide
No codes. No extra steps. Just better value for your money, as we continue our mission to make cross-border money transfers simple, fair, and accessible for everyone.
Disclaimer:
*Offer valid through December 31, 2025. Eligible for international transfers only, excluding USD→USD transfers. Paysend reserves the right to modify or cancel the promotion at any time. Terms & Conditions apply.
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Here's the short answer: yes, you can use a credit card to get money into someone's bank account abroad. "Credit card to bank transfer" means exactly that — you fund the transfer with your credit card, and your recipient receives it in their bank account. Or on their card, in their wallet, or as cash to collect, depending on where they are.
The card and the bank account do different jobs. Your card pays for the transfer. A provider like Paysend then pays the money out through local systems on the other end. It's one flow, and it takes about a minute in the app.
One thing worth knowing before you start: a credit card is usually the most expensive way to fund a transfer. Some issuers treat it as a cash advance, and credit tends to carry higher payment fees than debit. You'll always see the full cost, exchange rate included, before you confirm anything. What follows is: the ways your money can arrive, what each one costs, how fast it gets there, and the cheaper routes worth checking first.
Every month, thousands of people working in the Czech Republic send part of their payday home — many of them Ukrainians supporting family across the border. And the traditional route makes it harder than it should be: bank wires that ask for IBANs and SWIFT codes, fees that only show up after the money's gone, and days of waiting while someone at home is counting on it.
Pavel Štich has spent years helping his readers solve exactly that. He's Co-Founder and Lead Financial Editor at Moneyo.cz, an independent Czech platform that compares money transfer services, stock brokers, and alternative investments — and a Paysend Ambassador, which means he tests what he recommends, explains it plainly, and brings his readers reader-only perks. We asked him how Moneyo started, who reads it, and why he chose Paysend.
