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Sending money abroad should feel simple, but if your international transfer is delayed or not received, it’s natural to wonder what went wrong.

International money transfers can be delayed, held, or returned for several reasons, most commonly due to compliance checks, missing information, processing cut-off times, or intermediary bank reviews. Industry reporting suggests that while the majority of transfers complete successfully, a small but meaningful share requires manual handling or additional processing, which can cause delays.

It’s important to understand that international money transfers involve multiple institutions, compliance checks, and settlement systems. Because of this, delays or exceptions are not unusual and are typically linked to process or regulatory requirements rather than technical failures or user mistakes.

With that in mind, this guide explains why international transfers may not be received as expected, how often this happens and what you can realistically do next.

You can send money to Bulgaria directly to a Visa card or bank account with Paysend — an international money transfer service covering more than 170 countries. Transfers use a fixed-fee pricing model, with funds arriving fast. Your money travels a trusted global route, safe, fair, and on time.

Tras los terremotos que afectaron a Venezuela el 24 de junio de 2026, Paysend elimina su comisión de envío para el dinero que se manda a Venezuela durante dos semanas, del 25 de junio al 9 de julio de 2026, para que puedas apoyar a tu familia y amigos sin pagar comisión. La tasa de cambio aplica de forma habitual y siempre verás el costo total antes de enviar.

The Paysend Referral QR code is a personalised code, generated from your referral link, that friends can scan to open your invite and join Paysend. You can find, share or save it as an image in seconds — all from the Invite friends screen in the app.