Lee los últimos artículos de Paysend","text":"Mantente al tanto de las últimas novedades, perspectivas y mucho más.","isMobileBtn":null,"note":null,"img":null,"color":{"id":204,"bgColor":null,"titleGradient":"aubergine01","titleColor":null,"whiteText":null},"btn":null,"btn_mobile":null,"bgImg":null,"btnDemo":null,"extra_button":null},"tiles_section":[{"id":520,"title":"Acerca de","subtitle":"Somos una empresa FinTech global cuya misión consiste en cambiar la forma en que se mueve el dinero en todo el mundo.","variant":"colored","size":null,"imgTop":null,"fullwidth":null,"btn_title":null,"url":"\/about-us","add_country_lang_inside_link":null,"enabled":null,"img":null,"color":{"id":878,"bgColor":"aubergine01","titleGradient":null,"titleColor":null,"whiteText":null}},{"id":521,"title":"Cultura","subtitle":"Descubre tu potencial, sé el dueño de tu crecimiento, moldea tu futuro.","variant":"colored","size":null,"imgTop":null,"fullwidth":null,"btn_title":null,"url":"\/culture","add_country_lang_inside_link":true,"enabled":null,"img":null,"color":{"id":879,"bgColor":"aubergine03","titleGradient":null,"titleColor":null,"whiteText":null}}],"seo":{"id":190,"metaTitle":"Blog de Paysend: Mantente al tanto con las últimas ideas","metaDescription":"Sumérgete en el futuro con el blog de Paysend, explorando ideas de vanguardia y tendencias que dan forma al mundo de los pagos y las finanzas.","ShareImage":null}},"articles":{"data":[{"id":382,"title":"Top money transfer scams around the world","date":"2025-02-24","video_url":null,"description":"
Sending money internationally has never been easier, but as digital payments become more popular, so do scams targeting unsuspecting senders. Fraudsters use various tactics to deceive people into transferring money, often pretending to be banks, employers, or even loved ones in distress.<\/p>
To help you stay protected, we’ve outlined some of the most common and most recent money transfer scams happening around the world and how you can avoid them.<\/p>
North America: Phishing Emails & Emergency Scams<\/h2>
On the rise in North America, phishing scams involve fake emails and texts pretending to be from your bank or a trusted company, urging you to take urgent action. These messages often contain links to fake websites designed to steal your login details.<\/p>
Another common scam is the emergency scam, where fraudsters pose as a relative or friend in distress, claiming they need immediate financial help. They might say they’ve been in an accident, lost their wallet or need urgent bail money.<\/p>
Tip:<\/strong> Always verify the sender’s identity before transferring money. Contact your bank directly if you receive an email or message about an account issue.<\/i><\/p>
South America: Money Laundering & Recruitment Scams<\/h2>
Fraudsters in South America often lure victims with \"job opportunities\" that involve handling money transfers. They ask individuals to send or receive money on behalf of others — without realising they are laundering stolen funds.<\/p>
How to stay safe: Never agree to move money for someone you don’t know. If a job sounds too good to be true, it probably is.<\/p>
Europe: Overpayment & Fake Job Scams<\/h2>
In overpayment scams, scammers send money to victims, then claim they \"accidentally\" sent too much and request a partial refund. But after the victim sends money back, the original transaction is reversed, leaving them out of pocket.<\/p>
Another common scheme in Europe is the fake job scam, where fraudsters post fake job listings that require applicants to pay a \"training fee\" or “visa processing charge.”<\/p>
Tip:<\/strong> Legitimate employers never ask for money upfront. Avoid sending refunds for overpayments — wait for the funds to fully clear before taking action.<\/i><\/p>
Africa: Lottery Scams & Advance-Fee Fraud<\/h2>
In Nigeria and other parts of Africa, lottery scams and advance-fee fraud remain common. Scammers claim you’ve won a big prize but need to pay a \"processing fee\" to receive it. Similarly, some fraudsters pretend to be officials promising inheritance payouts — if you just cover some minor costs first.<\/p>
Tip: <\/strong>If you didn’t enter a lottery, you didn’t win. Never pay upfront fees for winnings or unexpected “inheritances.”<\/i><\/p>
Asia: Investment Fraud & Crypto Scams<\/h2>
Scammers in Asia frequently target victims with fake investment opportunities. Promising \"guaranteed high returns\", fraudsters often lure people into Ponzi schemes or fraudulent cryptocurrency platforms, stealing funds once deposits are made.<\/p>
Tip:<\/strong> Always research investment platforms before sending money. If returns sound too good to be true, they probably are.<\/i><\/p>
Australia: Fake Charity & Donation Scams<\/h2>
Fake charity scams are particularly common in Australia, especially after natural disasters. Scammers pose as aid organisations, soliciting donations that never reach the intended cause. Tip: Only donate through verified charities. Check official websites before sending money.<\/p>
How to protect yourself from money transfer scams<\/h2>
No matter where you are in the world, these scams can strike when you least expect them. Here are some golden rules to keep your money safe:<\/p>
Only send money to people you know and trust.<\/li>
Be cautious of urgent or emotional requests. Scammers create a sense of panic to make you act fast.<\/li>
Verify sources before making a payment. Contact your bank, employer or the organisation directly.<\/li>
Small World operates under lots of different names worldwide, including Choice, Express Funds, Global Link, LCC, Swiss Transfers, UNO and Universal de Envíos. It’s a transfer service which lets people send money online via their website, mobile app, over the phone or at a transfer agent location.
Given the fact that there are lots of different money transfer companies out there, how do you know whether Small World is right for you?
This blog will take you through all the info you need to decide whether to sign up with Small World and make them your regular money transfer provider.
How to send money abroad with Small World
Small World is a money transfer platform that users can use in many different ways - some online and some offline.
To get started, you’ll first need to register on the Small World website. Alternatively, you can visit one of Small World’s money transfer locations in your area. You will need to fill in some forms and provide some ID before sending money abroad with Small World Money Transfer.
What are the pros and cons of sending money with Small World?
Although Small World is popular with many people around the globe, the service isn’t the best option for everyone.
Here are some of the pros and cons of using Small World for your money transfers:
Pros:
There are a number of different ways to send your money - on the website or app, in-person or over the phone
You can choose different receiving methods, including cash pickup, bank deposit or digital wallet (for certain countries only)
Cons:
Small World doesn’t operate in as many countries as lots of other providers
Fees vary depending on where you’re sending your money
You may be charged extra for using your credit card, and might have extra fees from the governments of the receiving countries
Small World’s website can be tricky to understand
Is there another option to Small World Money Transfer?
If you don’t like the look of sending money abroad with Small World Money Transfer, you may be able to find a cheaper and easier option with a different online transfer company.
Paysendis a fast and simple money transfer platform that lets you send money with low, flat fees of just £1, €1.5 or $2 - no matter how much you want to send.
Paysend uses excellent, competitive exchange rates, so if you send money with Paysend you might save yourself some money when compared to Small World!
Our app is clear & simple, and will make money transfers easier than ever for you!
Check out what our customers have said about us on our Trustpilot page.
On the Paysend homepage you can find a useful tool to help you find out if you can save some money on your transfers compared with Small World. Click here to visit our homepage and get started.