Send money via Regular Bank Transfers using SEPA

Good news, if you are seeking a simple method of supporting loved ones internationally outside of the Eurozone for less, you are in luck! Paysend is here to help you send money quickly and affordably all over the globe.
Experience the freedom to move funds to a bank account, card or e-wallet fee-free via a SEPA, helping you send and save more at the click of a button.
So what is a SEPA bank transfer?
Traditionally a SEPA (Single Euro Payments Area) is a European payments network that enables you to send and receive payments in euros (€) between two cross-border bank accounts in the Eurozone, making it as easy and affordable as making a domestic bank transfer.
With Paysend’s international bank transfers, customers can move money via a SEPA just as quickly and affordably all over the world!
How to make international bank transfers via SEPA
When selecting to send money via a bank transfer Paysend automatically creates a temporary account for the corresponding banking partner.
By providing an invoice with a temporary SEPA account number, customers can transfer funds from a payment method of their choosing to this account, available for three business days, allowing your recipient to receive the funds automatically hassle-free.
Customers must transfer the exact amount they want their recipient to receive. The temporary account will reject any bank transfers contrary to the predetermined value.
Should you initiate a SEPA transfer of €500 and instead send €501 from your bank account, the SEPA transfer would cancel.
The transfer status will be visible on your profile.
To complete an international bank transfer via a Regular Bank Transfer, follow these three simple steps:
- Select the bank transfer funding option online or via the app
- Enter the recipient bank details and the amount you wish to send. We will then provide you with a receipt for the transfer.
- After receiving an invoice, send the exact amount from your bank to the temporary account listed.
- To help you get familiar, here is an example of an international bank transfer:
1. Select the Regular bank transfer funding option online or via the app

2.Enter the amount you wish to send and your recipient’s bank details. We will provide you with a receipt for the transfer and the corresponding IBAN to transfer funds.

3.After receiving an invoice and the login details, send the exact amount from your bank to the temporary account listed.

4.Receive confirmation of the transfer.

Derniers messages

If you're working in one country and supporting family in another, you already know the drill. Payday lands, and the money needs to be with them – not in three working days, not after a bank somewhere in the middle has taken its turn with it. Today, in their hands, ready to spend.
Here's the good news: a card to card transfer sends money straight from your card to someone else's, using the card networks instead of a standard bank transfer. No IBAN, no BIC, no sort code – just a card number. Let's get you sending.

Bonne nouvelle : en septembre, les récompenses sont doublées. Pendant tout le mois de septembre 2026, chaque ami que vous invitez sur Paysend vous rapportera 6 $ au lieu des 3 $ habituels. Invitez-en plusieurs et vous pourrez gagner jusqu'à 72 $ ce mois-ci, ou l'équivalent dans votre devise locale.
C'est le même programme de parrainage que vous connaissez déjà. Jusqu'au 30 septembre, la récompense est simplement doublée. Voici comment cela fonctionne et comment en tirer le meilleur parti.