What are SEPA transfers?

We understand that some of you have experienced challenges when attempting to fund money transfers using your bank cards.
In light of this, we’d like to introduce a reliable alternative:
Make payments via SEPA (Single Euro Payments Area)
Why choose SEPA?
Secure and Reliable
SEPA is a reliable payment option used in Europe.
Lower Decline Rates
Compared to card transactions, SEPA transfers experience lower decline rates.
Fast Transactions
SEPA is instant 75% of the time and is as quick as card payments.
Fee-Free
By choosing to fund your transfers via SEPA using Paysend, you can benefit from a money transfer free of charge.
How to use SEPA?
Follow these simple steps:
- Open your Paysend app or website and click How to pay your transfer. Select SEPA instant & regular transfer options.
- Set up a payment option through your internet or mobile banking.
- Deposit the exact amount you wish to send your recipient with the reference code into the Paysend EUR account. This amount will be the one transferred straight away.
- 75% of the time, transfers are successful within a few minutes.
Derniers messages

April often feels like a reset – a new season and a chance to focus on what matters most. For many people, that means finding a simple, reliable way to send money internationally and support family or friends abroad.
This spring, Paysend is making international money transfers more accessible across the UK, EU and Canada. From April 1–30 2026, new customers can enjoy two fee-free international money transfers when using promo code APRIL. Whether you're using a mobile app or desktop, Paysend offers a fast, secure online money transfer service designed to make sending money abroad simple.

This April and May, Paysend is offering new customers more value from their first transfers.
This offer is available to customers who join Paysend through a referral from an existing Paysend user.
If you’ve been invited, you can take advantage of a simple promotion designed to help you save from the start.