What are SEPA transfers?
We understand that some of you have experienced challenges when attempting to fund money transfers using your bank cards.
In light of this, we’d like to introduce a reliable alternative:
Make payments via SEPA (Single Euro Payments Area)
Why choose SEPA?
Secure and Reliable
SEPA is a reliable payment option used in Europe.
Lower Decline Rates
Compared to card transactions, SEPA transfers experience lower decline rates.
Fast Transactions
SEPA is instant 75% of the time and is as quick as card payments.
Fee-Free
By choosing to fund your transfers via SEPA using Paysend, you can benefit from a money transfer free of charge.
How to use SEPA?
Follow these simple steps:
- Open your Paysend app or website and click How to pay your transfer. Select SEPA instant & regular transfer options.
- Set up a payment option through your internet or mobile banking.
- Deposit the exact amount you wish to send your recipient with the reference code into the Paysend EUR account. This amount will be the one transferred straight away.
- 75% of the time, transfers are successful within a few minutes.
Derniers messages
For decades, sending money internationally meant one thing: a bank transfer. Paperwork, waiting times, confusing fees, and fingers crossed that everything arrived safely.
Fast-forward to 2026, and the reality looks very different.
Today, modern remittance apps like Paysend are changing how people support family and friends across borders — making international transfers faster, clearer, and far more human.
So how do traditional bank transfers really compare?
Sending money online can feel risky if you’ve heard conflicting advice. Myths about Visa card transfers can make people hesitate — even though transferring funds can be fast, secure and simple. In this post, we’ll bust 5 common myths about Visa card transfers and explain why sending money to your loved ones with Paysend and Visa is easy and safe.
