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International Women’s Day is more than just a celebration – it’s a moment to reflect on the resilience, achievements and ongoing challenges faced by women worldwide. From boardrooms to classrooms, women are shaping the future, breaking barriers and creating opportunities for the next generation.<\/p>
But progress doesn’t happen in just one day. Women continue to drive change every single day – whether leading businesses, educating communities or supporting loved ones from across the globe.<\/p>
Women leading change<\/h2>
Across industries, women are stepping into leadership roles and making their voices heard. Today, 29% of senior management positions worldwide are held by women, and that number continues to grow. From pioneering CEOs to heads of state, women are reshaping economies, influencing policies and driving innovation.<\/p>
Yet, many fields remain male-dominated – particularly in STEM \(Science, Technology, Engineering, and Mathematics\). Globally, women make up just 28% of the STEM workforce, but that is changing. Initiatives encouraging girls to pursue careers in tech and science are helping to bridge the gap, ensuring that the next generation of women has the tools to lead in the digital economy.<\/p>
In entrepreneurship, women are also making waves. The number of female business owners has surged in recent years, contributing to economic growth and job creation. Despite facing challenges such as limited access to funding, women-owned businesses are proving to be powerful forces of innovation and community development.<\/p>
Empowering women through education<\/h2>
Education remains one of the most powerful tools for women’s empowerment. However, 130 million girls around the world are still out of school. The impact of education on women’s lives is immense – every additional year of schooling can increase a woman’s income by 10–20%, while also improving healthcare outcomes, reducing child marriage rates and boosting economic development.<\/p>
In many regions, grassroots organisations and global initiatives are working tirelessly to close this gap. Programs that provide scholarships, mentorship and career training are giving more women the chance to achieve financial independence and create brighter futures for themselves and their families.<\/p>
Women and global migration: supporting families across borders Women make up nearly 50% of international migrants worldwide. Whether moving for better job opportunities, education or to provide for their families, female migrants play a crucial role in global economies.<\/p>
One of the most significant ways women support their loved ones is through remittances – sending money home to help fund education, healthcare and daily essentials. In some countries, women are responsible for sending a higher percentage of their income back home compared to men, ensuring the well-being of their families despite being miles apart.<\/p>
For these women, financial security and reliable money transfer services are essential. Fast, affordable and secure transfers mean they can continue to provide for their families without worrying about high fees or delays.<\/p>
Semua ArtikelPlanned purchases vs. impulse buying. How to give in wisely to the temptation of immediate gratification
Planned purchases vs. impulse buying. How to give in wisely to the temptation of immediate gratification
2022-04-22
Personal Finance Tips
All articles
Digital Money
Imagine walking by a nicely decorated storefront. Say, it's a sports shop. And you wouldn't mind updating your footwear.
Curious, you go inside and chat with the salesman. Why not try on these shoes? They're soft and ideal for those long runs. And, they seem to be just the thing. Would you buy them right away or search for a better offer?
Planned purchases
They make up part of the budget. We consider our planned purchases upfront and can easily track their cost at the end of the month. What’s more, when planning a purchase, we have time to find a better offer.
Impulsive spending
Irresistible. Charming. Immediately satisfying and hard to keep track of. Ever so often — unnecessary. That is impulsive buying. We know full well that once in a while, we may give in to the temptation of immediate gratification. As such, we can predict and plan impulse buying, too.
Why plan impulse buying — 3 steps to take spontaneous spending under control
It’s a challenge to keep track of spontaneous spending. So, ultimately, we do not know where the money goes. It leads to the inability to control and correct our spending habits when and if necessary. What’s worse, we may end up in debt at the end of the month.
When included in the monthly budget, impulse buys become a bit more controlled and no less spontaneous. Let’s see how to take impulse buying under control.
1. Keep track of your spending
Know where the money goes and be able to change your spending habits when necessary. Take the habit of writing down each expense. It is challenging in the beginning, but it quickly becomes a healthy habit.
2. Set a limit and don't overspend
Determine which impulse buys you make most often, exclude the ones you can do without, and compare the amount left with the budget. Limit the amount you spend on spontaneous purchases to no more than 30% of your monthly budget.
3. Set aside the money you save
Invest the money saved in long term financial goals to avoid borrowings in the future.
Instead of fighting the temptation, you may give in to it wisely while improving your financial habits.
Planned or spontaneous: how online money transfers with Paysend can save you time and money
International money transfers help support our families and loved ones back home. Money transfers are also best taken into account upfront when planning the monthly budget.
Regular or recurring, online money transfers are quicker and more cost-efficient than offline transfers. Paysend is an online money transfer service that helps its customers make transfers to over 150 countries.
Paysend offers a user-friendly app and transparent terms and conditions for money transfers:
Flat fees on international money transfers
Service transparency — you see all the information about your transfer
Instant processing and fast delivery — 95% of transfers with Paysend reach the recipient within seconds
Guaranteed security of transactions and personal details
24x7 online support
More than 150 countries to send money to, various methods of sending and receiving money
Getting started with Paysend is easy. Register on our website or via our mobile app for iOS, Android, and Huawei. Registration takes only a few minutes.