How to call China from the USA
Need to call someone in China from the US? It’s easy when you know the right steps – and there are free and low-cost ways to do it too. All you need is the US exit code, China’s country code, and the local number. Here’s the format: 011 (US exit code) + 86 (China’s country code) + area code + local number.
Depending on how you call, there are a few different options:
1. Free ways to call China
If both you and the person in China have internet access, using a free calling app is the easiest choice:
- WeChat (especially popular in China)
- Skype
- Google Voice
These apps let you make voice or video calls for free over Wi-Fi or mobile data.
2. Cheap ways to call China
If you need to call a landline or mobile directly, try:
- International calling plans from your mobile provider (check their China rates)
- Prepaid calling cards
- VoIP services like Skype or Rebtel, which offer cheap per-minute rates
Tip: Some VoIP apps even offer your first few minutes free.
3. Calling from China
Calling from China to the US? You’ll need:
- 00 (China’s exit code) + 1 (US country code) + area code + local number
Again, WeChat and Skype are popular if you want to avoid high mobile rates.
Send money to China
If you’ve got friends or family in China, you might want to send more than just a phone call. Services like Paysend make it fast and secure to transfer money directly to a Chinese bank card or account – often in minutes* with low fees and great exchange rates.
*We will send your money in real-time but it can take up to three days depending on the bank account used.
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Here's the short answer: yes, you can use a credit card to get money into someone's bank account abroad. "Credit card to bank transfer" means exactly that — you fund the transfer with your credit card, and your recipient receives it in their bank account. Or on their card, in their wallet, or as cash to collect, depending on where they are.
The card and the bank account do different jobs. Your card pays for the transfer. A provider like Paysend then pays the money out through local systems on the other end. It's one flow, and it takes about a minute in the app.
One thing worth knowing before you start: a credit card is usually the most expensive way to fund a transfer. Some issuers treat it as a cash advance, and credit tends to carry higher payment fees than debit. You'll always see the full cost, exchange rate included, before you confirm anything. What follows is: the ways your money can arrive, what each one costs, how fast it gets there, and the cheaper routes worth checking first.
Every month, thousands of people working in the Czech Republic send part of their payday home — many of them Ukrainians supporting family across the border. And the traditional route makes it harder than it should be: bank wires that ask for IBANs and SWIFT codes, fees that only show up after the money's gone, and days of waiting while someone at home is counting on it.
Pavel Štich has spent years helping his readers solve exactly that. He's Co-Founder and Lead Financial Editor at Moneyo.cz, an independent Czech platform that compares money transfer services, stock brokers, and alternative investments — and a Paysend Ambassador, which means he tests what he recommends, explains it plainly, and brings his readers reader-only perks. We asked him how Moneyo started, who reads it, and why he chose Paysend.
