Bagaimana Bisnis AS Bisa Tumbuh di Amerika Latin dengan Pembayaran Cerdas
Hai, saya Rick, memimpin Tim Komersial Paysend Enterprise di Amerika Utara dan Selatan.
Jika Anda pemilik usaha kecil atau menengah di AS, kemungkinan Anda sudah melihat peluang di selatan. Amerika Tengah dan Selatan adalah salah satu pasar e-commerce dan ekonomi digital dengan pertumbuhan tercepat di dunia. Namun, pembayaran sering menjadi tantangan utama.
Peluang besar.
Pendapatan pembayaran digital di Amerika Latin diperkirakan akan tiga kali lipat pada 2027, dan lebih dari 90% usaha kecil kini menerima pembayaran digital. Penjualan e-commerce diperkirakan melebihi $260 miliar pada 2028. Selain itu, remitansi dari AS ke Meksiko, Kolombia, dan lainnya terus tumbuh hampir dua digit setiap tahun.
Paysend berkomitmen membuat transfer uang sederhana bagi semua orang, termasuk yang belum terlayani. Dengan menghilangkan hambatan pembayaran lintas negara, kami membantu bisnis memaksimalkan potensi pasar dinamis ini.
Tantangan:
Pembayaran lintas negara sangat beragam: Brazil dengan Pix, Meksiko dengan kartu, Kolombia dengan dompet lokal. Tambahkan risiko mata uang, biaya, dan regulasi, dan peluang pertumbuhan bisa berubah menjadi masalah.
Solusi kami:
Paysend membangun jaringan pembayaran digital terbesar di dunia, menghubungkan perusahaan AS langsung dengan Visa Direct, Mastercard Send, dan sistem lokal. Baik membayar pemasok di Bogotá, freelancer di São Paulo, atau mitra di Mexico City, dana tiba cepat dan aman, sering langsung ke kartu mereka. Satu API, banyak pasar, akses instan.
Bayangkan:
- Marketplace online di Texas membayar mitra pengrajin di Peru dalam hitungan menit.
- Platform SaaS AS membayar komisi afiliasi di Brazil dengan cepat dan efisien.
- Eksportir kecil di Florida kini bisa membayar vendor Kolombia dalam mata uang lokal.
Ketika pembayaran lancar, pasar terbuka. Ketika pasar terbuka, bisnis kecil tumbuh. Menang untuk semua.
Paysend mengedepankan inovasi, transparansi, dan kecepatan agar bisnis bisa berkembang secara global.
Publikasi Terbaru
Here's the short answer: yes, you can use a credit card to get money into someone's bank account abroad. "Credit card to bank transfer" means exactly that — you fund the transfer with your credit card, and your recipient receives it in their bank account. Or on their card, in their wallet, or as cash to collect, depending on where they are.
The card and the bank account do different jobs. Your card pays for the transfer. A provider like Paysend then pays the money out through local systems on the other end. It's one flow, and it takes about a minute in the app.
One thing worth knowing before you start: a credit card is usually the most expensive way to fund a transfer. Some issuers treat it as a cash advance, and credit tends to carry higher payment fees than debit. You'll always see the full cost, exchange rate included, before you confirm anything. What follows is: the ways your money can arrive, what each one costs, how fast it gets there, and the cheaper routes worth checking first.
Every month, thousands of people working in the Czech Republic send part of their payday home — many of them Ukrainians supporting family across the border. And the traditional route makes it harder than it should be: bank wires that ask for IBANs and SWIFT codes, fees that only show up after the money's gone, and days of waiting while someone at home is counting on it.
Pavel Štich has spent years helping his readers solve exactly that. He's Co-Founder and Lead Financial Editor at Moneyo.cz, an independent Czech platform that compares money transfer services, stock brokers, and alternative investments — and a Paysend Ambassador, which means he tests what he recommends, explains it plainly, and brings his readers reader-only perks. We asked him how Moneyo started, who reads it, and why he chose Paysend.
