What are SEPA transfers?

We understand that some of you have experienced challenges when attempting to fund money transfers using your bank cards.
In light of this, we’d like to introduce a reliable alternative:
Make payments via SEPA (Single Euro Payments Area)
Why choose SEPA?
Secure and Reliable
SEPA is a reliable payment option used in Europe.
Lower Decline Rates
Compared to card transactions, SEPA transfers experience lower decline rates.
Fast Transactions
SEPA is instant 75% of the time and is as quick as card payments.
Fee-Free
By choosing to fund your transfers via SEPA using Paysend, you can benefit from a money transfer free of charge.
How to use SEPA?
Follow these simple steps:
- Open your Paysend app or website and click How to pay your transfer. Select SEPA instant & regular transfer options.
- Set up a payment option through your internet or mobile banking.
- Deposit the exact amount you wish to send your recipient with the reference code into the Paysend EUR account. This amount will be the one transferred straight away.
- 75% of the time, transfers are successful within a few minutes.
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If you’re sending money from Poland to family, friends, or loved ones in Ukraine, we’ve got good news for you.
Paysend is offering a special improved FX rate on all transfers from Poland to Ukraine until 31 July 2025. That means you get more Ukrainian hryvnia (UAH) for every Polish zloty (PLN) you send – helping your money go further when it matters most.

Tinggal di luar negeri sebagai ekspatriat memiliki tantangan tersendiri — tetap terhubung dengan keluarga, mengatasi perbedaan budaya, dan mengelola keuangan. Salah satu tugas paling penting bagi banyak ekspatriat adalah mengirimkan uang kembali ke rumah. Baik untuk mendukung orang terkasih, membayar tagihan, atau menyumbang untuk perayaan khusus, transfer uang internasional harus mudah, dapat diandalkan, dan hemat biaya. Di sinilah Paysend hadir.
Dengan platform yang dirancang secara efisien untuk kesederhanaan, keamanan dan kecepatan, Paysend memudahkan para ekspatriat untuk tetap terhubung secara finansial dengan orang-orang yang paling mereka sayangi.