From Holiday Cheer to New Year Ambitions: Financial Tips for 2026
As we step into a fresh new year, it’s the perfect time to reset, reflect, and plan for smarter financial habits. Here are simple, practical tips to make 2026 your most financially confident year yet.
1. Set One Big Financial Goal
Whether it’s saving more, sending money home regularly, investing, or paying off debt — choose one priority and build your plan around it.
With Paysend’s fast, low-cost global transfers, sticking to your sending goals becomes easier and more predictable, helping you support loved ones with confidence.
2. Automate What You Can
Automatic transfers, savings contributions, or recurring reminders make staying on track effortless.
Paysend helps simplify this with instant transfers you can rely on anytime — so supporting family abroad becomes something you never have to stress about.
3. Build a “Holiday Recovery Fund”
The post-festive season can be tough.
A small monthly savings buffer helps ease the transition into January expenses.
And with Paysend’s transparent fees and competitive FX rates, you keep more of your money — making it easier to rebuild your budget after the holidays.
4. Track Your Cross-Border Costs
If you support family abroad, take note of fees, exchange rates, and timing.
Even small adjustments can save you more across the year.
Paysend’s clear pricing and real-time transfer updates make it simple to understand exactly what you’re sending — and what your loved ones receive.
5. Lean Into Tools That Make Life Easier
Whether it’s budgeting apps, payment reminders, or instant low-cost global transfers — the right tools reduce stress and increase control.
Paysend is designed to be one of those tools: fast, secure, and always there when you need to send support home with peace of mind.
Kick off 2026 with confidence — and let Paysend help you move money smarter.
The materials on this blog are provided for informational purposes only and do not reflect the opinions of Central Bank of Kansas City, Member FDIC. Blog posts may contain links to content on third-party websites, which are provided for your convenience; please note that linked sites may have a privacy and security policy different from our own, and we cannot attest to the accuracy of information. The Central Bank of Kansas City does not guarantee nor expressly endorse any particular business, product, service, or third-party content.
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Here's the short answer: yes, you can use a credit card to get money into someone's bank account abroad. "Credit card to bank transfer" means exactly that — you fund the transfer with your credit card, and your recipient receives it in their bank account. Or on their card, in their wallet, or as cash to collect, depending on where they are.
The card and the bank account do different jobs. Your card pays for the transfer. A provider like Paysend then pays the money out through local systems on the other end. It's one flow, and it takes about a minute in the app.
One thing worth knowing before you start: a credit card is usually the most expensive way to fund a transfer. Some issuers treat it as a cash advance, and credit tends to carry higher payment fees than debit. You'll always see the full cost, exchange rate included, before you confirm anything. What follows is: the ways your money can arrive, what each one costs, how fast it gets there, and the cheaper routes worth checking first.
Ogni mese, migliaia di persone che lavorano nella Repubblica Ceca inviano una parte del proprio stipendio a casa; molti di loro sono cittadini ucraini che sostengono le proprie famiglie dall'altra parte del confine. E i metodi tradizionali rendono più complicato ciò che dovrebbe essere semplice: bonifici bancari che richiedono IBAN e codici SWIFT, commissioni che diventano visibili solo dopo l'invio del denaro e giorni di attesa mentre a casa qualcuno fa affidamento su quel trasferimento.
Pavel Štich aiuta da anni i suoi lettori a risolvere proprio questo problema. È cofondatore e caporedattore finanziario di Moneyo.cz, una piattaforma finanziaria ceca indipendente che mette a confronto servizi di trasferimento di denaro, broker e investimenti alternativi, oltre a essere Ambasciatore Paysend. Questo significa che prova personalmente ciò che consiglia, lo spiega in modo semplice e offre ai suoi lettori vantaggi esclusivi. Gli abbiamo chiesto come è nato Moneyo, chi sono i suoi lettori e perché ha scelto Paysend.
