How to Send money to China from the UK: Better FX rates and zero additional fees from your bank account

Looking for the best way to send money to China from the UK? Whether you’re supporting family, paying bills, or sending a thoughtful gift, cost and convenience matter. That’s why this guide breaks down everything you need to know — including how Paysend’s improved FX rates and zero additional fees from UK bank accounts can help you save more with every transfer.

With Paysend’s flexible pricing, sending GBP to CNY is now even better for your wallet.
We’ve introduced a new pricing model that gives you:

• One of our most competitive exchange rates
• Zero additional fees when you fund your transfer using a UK bank account
• A low, clear 0.3% fee when paying by card

That means if you send £1,000 from your bank account, you’ll save around £5 compared to paying with a card – and that saving grows with each transfer. The more you send, the more you save.

Why send GBP to CNY with Paysend?

• Improved FX rates give you more for every pound
• Zero additional fees when funding from a UK bank account
• Fast, secure money transfers that you can track in real time
• No hidden costs, ever

So whether you're sending money home to support family with bills or treating them to something special, Paysend helps you keep more of your money where it matters most.

How to send money to China from the UK

It only takes 5 simple steps:

• Log in or sign up to Paysend
• Choose China as your destination
• Select how you want to send: bank card, bank account or digital wallet
• Enter the recipient’s details and your transfer amount
• Choose how to fund it – bank account (zero additional fee) or card. You’ll always see fees upfront in the app before you hit confirm and send!
   

Your transfer arrives in minutes, and your recipient doesn’t even need a Paysend account.
 

FAQs: Sending money to China from the UK

1. How can I send money to China from the UK?

You can send money to China using a money transfer service like Paysend — it’s easy, convenient, and offers low fees and competitive exchange rates. Alternatively, you could use your local bank, but this often comes with higher fees and less favourable FX rates.

2. How long does it take to send money from the UK to China with Paysend?

95% of all Paysend transfers arrive in seconds. However, it may take up to 3 business days depending on the recipient’s bank or payment method.

3. What’s the cheapest way to send money to China from the UK?

Funding your transfer via your UK bank account is the most cost-effective option with Paysend. You’ll benefit from zero additional fees and one of our most competitive GBP to CNY exchange rates.

4. Can I send money to a Chinese bank account, card or digital wallet?

Yes. Paysend supports transfers to Chinese bank cards, bank accounts and certain digital wallets. You can choose the preferred method during the transfer process.

5. Is Paysend safe for sending money to China?

Yes, Paysend uses bank-level security protocols, encrypted data transmission, and is fully regulated by financial authorities in the UK and other markets. Your money is in safe hands.

6. Are there any hidden charges when sending money with Paysend?

No. All fees are shown upfront in the app before you confirm your transfer. There are no hidden costs, and if you pay via a UK bank account, there are zero additional fees.

7. Can I track my transfer to China?

Yes. Paysend lets you track your transfer in real time within the app or web dashboard, so you always know where your money is.

8. How much can I send to China using Paysend?

Transfer limits vary based on your verification level and funding method. You can see your current limits inside the app, and increasing them is easy with a few extra ID checks.

9.  Do my recipients in China need a Paysend account to receive money?

No. Your recipients do not need a Paysend account. Money arrives directly to their card, bank account, or wallet — whichever option you choose.

Chinese migration to the UK: Staying connected

The UK is home to a large and vibrant Chinese community, made up of students, families, entrepreneurs and professionals. Many arrived to pursue education or business opportunities – and staying connected to family in China through remittances remains a priority.
 

That’s why secure international money transfers matter. With Paysend, you get the cheapest way to send money to China from the UK – backed by transparency, speed and ease of use.

If you're comparing options for sending money to China from the UK, looking for the fastest way, or wondering about fees – Paysend gives you the confidence to send more and save more. With one of the best GBP to CNY rates, Paysend is the ideal choice for your international money transfers. Need help on setting up your account? Head to our easy-to-follow blog, here.

Try it today and experience a better way to send.

SEND TO CHINA