Send money via Regular Bank Transfers using SEPA
Good news, if you are seeking a simple method of supporting loved ones internationally outside of the Eurozone for less, you are in luck! Paysend is here to help you send money quickly and affordably all over the globe.
Experience the freedom to move funds to a bank account, card or e-wallet fee-free via a SEPA, helping you send and save more at the click of a button.
So what is a SEPA bank transfer?
Traditionally a SEPA (Single Euro Payments Area) is a European payments network that enables you to send and receive payments in euros (€) between two cross-border bank accounts in the Eurozone, making it as easy and affordable as making a domestic bank transfer.
With Paysend’s international bank transfers, customers can move money via a SEPA just as quickly and affordably all over the world!
How to make international bank transfers via SEPA
When selecting to send money via a bank transfer Paysend automatically creates a temporary account for the corresponding banking partner.
By providing an invoice with a temporary SEPA account number, customers can transfer funds from a payment method of their choosing to this account, available for three business days, allowing your recipient to receive the funds automatically hassle-free.
Customers must transfer the exact amount they want their recipient to receive. The temporary account will reject any bank transfers contrary to the predetermined value.
Should you initiate a SEPA transfer of €500 and instead send €501 from your bank account, the SEPA transfer would cancel.
The transfer status will be visible on your profile.
To complete an international bank transfer via a Regular Bank Transfer, follow these three simple steps:
- Select the bank transfer funding option online or via the app
- Enter the recipient bank details and the amount you wish to send. We will then provide you with a receipt for the transfer.
- After receiving an invoice, send the exact amount from your bank to the temporary account listed.
- To help you get familiar, here is an example of an international bank transfer:
1. Select the Regular bank transfer funding option online or via the app
2.Enter the amount you wish to send and your recipient’s bank details. We will provide you with a receipt for the transfer and the corresponding IBAN to transfer funds.
3.After receiving an invoice and the login details, send the exact amount from your bank to the temporary account listed.
4.Receive confirmation of the transfer.
Ultimi post
Bank wire transfers via SWIFT, SEPA, and ACH power most institutional cross-border payments through established bank networks, while digital services like Paysend streamline personal remittances with direct-to-card transfers* and upfront pricing. This article explains how each system works, its structural trade-offs for everyday international senders, and why Paysend may be more practical for expats, migrant workers, and freelancers, though bank wires remain essential for corporate needs.
This comparison matters most for individuals sending money internationally for personal or family reasons – such as expats supporting relatives, migrant workers paying rent, international students covering tuition, or freelancers handling recurring transfers – rather than corporate treasury operations or large institutional settlements.
Comparisons reflect general industry characteristics and may not apply to all transactions or providers.
Paysend makes it easy to send money to Moldova. Transfers can go straight to eligible Visa Debit cards or bank accounts – often within minutes depending on the recipient’s card issuer, payment method, and required checks With a simple fixed-fee model, you always know what you’ll pay. It’s a straightforward way to send money to Moldova online using card-to-card transfers.
Paysend operates as part of a global payments infrastructure designed to support continuous, reliable money movement across borders. Our international money transfer service allows users to send money to more than 100+ countries, including Moldova, using card networks such as Visa.
