Send money to China from Europe: Great FX rates and no extra fees when you pay from your bank account
Whether you’re helping family with bills in Beijing, sending a gift to Shanghai, or managing education costs abroad — transferring money from Europe to China should be simple, fast and affordable.
That’s where Paysend comes in. With our latest update, sending euros to Chinese yuan (EUR to CNY) just got a whole lot smarter.
What’s new?
We’ve introduced better-than-ever pricing for eur to cny transfers. Here’s what you can expect:
- One of our most competitive exchange rate eur to cny offers yet – so you get more yuan for every euro
- Zero additional fees when you fund your transfer with a European bank account
- A low, clear 0.3% fee when paying by card
Example: If you send €1,000 from your bank account, you’ll save around €5 compared to using a card. The more you send, the more you save – and it adds up over time.
Why choose Paysend to send money from Europe to China?
- Improved FX rates – get more CNY for your euros
- Zero additional fees when funding from your EU bank account
- Transparent, low card fee if you choose to pay by card
- Trackable transfers you can send in minutes
- Send to bank cards, bank accounts, or digital wallets
- Available 24/7 on the Paysend app or website
Whether you’re sending a one-off gift or regular support, it’s one of the fastest and cheapest ways to send money to China from Europe.
Chinese communities across Europe
Europe is home to a growing and vibrant Chinese diaspora. From Paris and Lyon to Berlin, Amsterdam, and Barcelona, families, students, and entrepreneurs maintain close ties with loved ones back home in China.
Paysend helps keep those connections strong — making it easier to support family financially, without the high fees or complicated processes of traditional banks.
So whether you’re sending to cover university fees, family expenses or festive treats, Paysend makes every euro count.
How to send money to China from Europe with Paysend
- Log in or sign up to the Paysend app or website
- Choose China as your destination
- Add your recipient’s details (bank card, account or digital wallet)
- Select your payment method – bank account (no extra fees) or card (0.3% fee)
- Check the live eur to cny rate and review fees before confirming
- Tap send – and your money’s on its way
Start saving today
With better exchange rates, zero extra fees from your EU bank account, and fast transfers to China, there’s never been a better time to try Paysend.
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Not long ago, sending money abroad meant standing in line, filling out forms, and hoping your recipient could collect the cash before the office closed. For decades, this may have been the reality of traditional money transfers: long waits, limited hours, and high fees.
Today, digital-first services like Paysend may have changed that story completely. Money now moves in real-time*, anytime and around the world. This evolution isn’t just about technology; it’s about breaking barriers and addressing the main pain points in cross-border money transfer.
*We’ll send your money in real-time, but it could take up to 3 business days depending on your recipient’s bank processing time.
Sending money to another person’s bank account, whether domestically or internationally online, is something many of us do regularly – whether it’s supporting family, paying shared expenses, reimbursing a friend, or covering rent.
But the phrase “bank transfer” can mean different things depending on how the money is actually sent. Today, funds can reach someone’s bank account through several different payment systems, including traditional bank wires, card-funded transfers, and modern digital payout networks.
