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Here's the short answer: yes, you can use a credit card to get money into someone's bank account abroad. "Credit card to bank transfer" means exactly that — you fund the transfer with your credit card, and your recipient receives it in their bank account. Or on their card, in their wallet, or as cash to collect, depending on where they are.

The card and the bank account do different jobs. Your card pays for the transfer. A provider like Paysend then pays the money out through local systems on the other end. It's one flow, and it takes about a minute in the app.

One thing worth knowing before you start: a credit card is usually the most expensive way to fund a transfer. Some issuers treat it as a cash advance, and credit tends to carry higher payment fees than debit. You'll always see the full cost, exchange rate included, before you confirm anything. What follows is: the ways your money can arrive, what each one costs, how fast it gets there, and the cheaper routes worth checking first.

În fiecare lună, mii de persoane care lucrează în Cehia trimit acasă o parte din salariu — mulți dintre ei sunt ucraineni care își sprijină familia de peste graniță. Iar drumul tradițional îngreunează ceea ce ar trebui să fie simplu: transferuri bancare care cer IBAN și coduri SWIFT, comisioane care apar abia după ce banii au plecat deja, și zile de așteptare în timp ce cineva de acasă contează pe ei.

Pavel Štich își ajută cititorii de ani de zile să rezolve exact această problemă. Este cofondator și redactor-șef finanțe la Moneyo.cz, o platformă cehă independentă care compară serviciile de transfer de bani, brokerii bursieri și investițiile alternative — și Ambasador Paysend, ceea ce înseamnă că testează personal tot ce recomandă, explică simplu și oferă cititorilor săi avantaje exclusive. L-am întrebat cum a apărut Moneyo, cine îl citește și de ce a ales Paysend.

Back-to-school season can be one of the times of year you feel furthest from the people you love. It's also one of the most expensive – school supplies, uniforms, tuition, and everyday essentials all add up at once. Many people help cover these costs by sending money internationally to family abroad. To support that, new Paysend customers get a fee-free first transfer at a better exchange rate during the back-to-school period.

Whether you're helping pay for school or everyday expenses, an international transfer can get support to the people who need it, when they need it. Paysend lets customers send money to more than 170 countries through secure, straightforward payment methods — here's how to sign up for free and claim the offer.

Throughout August, Paysend is doubling referral rewards. Invite a friend and you'll earn $6 USD, or equivalent local currency, for every successful referral — up to $72 in total. The offer runs from 1 to 31 August, and it applies automatically to every eligible referral made during that window.

Referring friends to Paysend already earns a reward in a normal month. This August, that reward simply goes further. Every friend who joins through your link and completes a qualifying transfer earns you $6 instead of the usual $3, and the total you can earn across the month rises from $36 to $72. It’s easy to invite a friend - just share your invite a friend link found in the app.