Send money to China from Europe: Great FX rates and no extra fees when you pay from your bank account
Whether you’re helping family with bills in Beijing, sending a gift to Shanghai, or managing education costs abroad — transferring money from Europe to China should be simple, fast and affordable.
That’s where Paysend comes in. With our latest update, sending euros to Chinese yuan (EUR to CNY) just got a whole lot smarter.
What’s new?
We’ve introduced better-than-ever pricing for eur to cny transfers. Here’s what you can expect:
- One of our most competitive exchange rate eur to cny offers yet – so you get more yuan for every euro
- Zero additional fees when you fund your transfer with a European bank account
- A low, clear 0.3% fee when paying by card
Example: If you send €1,000 from your bank account, you’ll save around €5 compared to using a card. The more you send, the more you save – and it adds up over time.
Why choose Paysend to send money from Europe to China?
- Improved FX rates – get more CNY for your euros
- Zero additional fees when funding from your EU bank account
- Transparent, low card fee if you choose to pay by card
- Trackable transfers you can send in minutes
- Send to bank cards, bank accounts, or digital wallets
- Available 24/7 on the Paysend app or website
Whether you’re sending a one-off gift or regular support, it’s one of the fastest and cheapest ways to send money to China from Europe.
Chinese communities across Europe
Europe is home to a growing and vibrant Chinese diaspora. From Paris and Lyon to Berlin, Amsterdam, and Barcelona, families, students, and entrepreneurs maintain close ties with loved ones back home in China.
Paysend helps keep those connections strong — making it easier to support family financially, without the high fees or complicated processes of traditional banks.
So whether you’re sending to cover university fees, family expenses or festive treats, Paysend makes every euro count.
How to send money to China from Europe with Paysend
- Log in or sign up to the Paysend app or website
- Choose China as your destination
- Add your recipient’s details (bank card, account or digital wallet)
- Select your payment method – bank account (no extra fees) or card (0.3% fee)
- Check the live eur to cny rate and review fees before confirming
- Tap send – and your money’s on its way
Start saving today
With better exchange rates, zero extra fees from your EU bank account, and fast transfers to China, there’s never been a better time to try Paysend.
Последние посты
Here's the short answer: yes, you can use a credit card to get money into someone's bank account abroad. "Credit card to bank transfer" means exactly that — you fund the transfer with your credit card, and your recipient receives it in their bank account. Or on their card, in their wallet, or as cash to collect, depending on where they are.
The card and the bank account do different jobs. Your card pays for the transfer. A provider like Paysend then pays the money out through local systems on the other end. It's one flow, and it takes about a minute in the app.
One thing worth knowing before you start: a credit card is usually the most expensive way to fund a transfer. Some issuers treat it as a cash advance, and credit tends to carry higher payment fees than debit. You'll always see the full cost, exchange rate included, before you confirm anything. What follows is: the ways your money can arrive, what each one costs, how fast it gets there, and the cheaper routes worth checking first.
Каждый месяц тысячи людей, работающих в Чехии, отправляют часть зарплаты домой — многие из них украинцы, поддерживающие семью по ту сторону границы. И привычный путь усложняет то, что должно быть простым: банковские переводы, требующие IBAN и SWIFT-коды, комиссии, которые становятся видны только после того, как деньги уже ушли, и дни ожидания, пока кто-то дома рассчитывает на этот перевод.
Павел Штих уже несколько лет помогает своим читателям решать именно эту проблему. Он сооснователь и главный финансовый редактор Moneyo.cz — независимой чешской платформы, которая сравнивает сервисы денежных переводов, брокеров и альтернативные инвестиции, — а также амбассадор Paysend: это значит, что он лично тестирует всё, что рекомендует, объясняет это простым языком и даёт своим читателям эксклюзивные бонусы. Мы спросили его, как появился Moneyo, кто его читает и почему он выбрал Paysend.
