Celebrate Chinese New Year with Fee-Free Transfers to China
Chinese New Year is a time of generosity, family and supporting loved ones. This year, Paysend is celebrating with a special Chinese New Year offer designed to help new customers send money to China more easily and affordably.
From February 9 to March 3, 2026, when you invite a friend to Paysend and they send money to China, they’ll receive exclusive benefits to help them get started.
Chinese New Year Transfer Benefits
Friends you invite to Paysend receive:
- A Fee-Free first transfer to China, with special exchange rates
- A $5 USD Paysend bonus after completing a second transfer of $100 USD or more, credited automatically to their Paysend bonus account within 24 hours of a successful qualifying transfer, ready to use on their next transfer
These benefits are designed to help new customers try Paysend with confidence and continue sending money with ease.
Sending money during Chinese New Year is a meaningful way to support loved ones back home. With Paysend, transfers to China are simple, secure, and affordable — helping you stay connected when it matters most.
Valid from February 9, 2026 through March 3, 2026. Offer available only for eligible international money transfers to China from the United States, excluding USD-to-USD transfers. Fee-free first transfer and special exchange rates apply to eligible transfers only. A $5 USD bonus will be credited to the user’s Paysend Bonus account within 24 hours after a successful second international money transfer of $100 USD or more to China (“Qualifying Transfer”). Limited to one bonus per customer per promotion; cannot be combined with other promotional offers. Paysend reserves the right to modify or cancel this promotion at any time. Third-party fees may apply. Terms & Conditions apply.
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Sending money abroad shouldn't mean queuing in a bank branch and filling out forms with codes you may never have heard of. An international money transfer moves your money from your account, card, or wallet in the US to someone else's account, card, or wallet in another country, and, above all, it should be simple, transparent, and reliable enough that you don't have to think twice about it.
Whether you're supporting family back home, paying for something abroad, or sending a gift for a birthday you can't be there for in person, the reason you're sending matters more than the mechanics. If you're new to Paysend, your first transfer comes with zero fee and a special exchange rate, so more of what you send actually arrives, and we'll show you how to claim it.
Here's the short answer: yes, you can use a credit card to get money into someone's bank account abroad. "Credit card to bank transfer" means exactly that — you fund the transfer with your credit card, and your recipient receives it in their bank account. Or on their card, in their wallet, or as cash to collect, depending on where they are.
The card and the bank account do different jobs. Your card pays for the transfer. A provider like Paysend then pays the money out through local systems on the other end. It's one flow, and it takes about a minute in the app.
One thing worth knowing before you start: a credit card is usually the most expensive way to fund a transfer. Some issuers treat it as a cash advance, and credit tends to carry higher payment fees than debit. You'll always see the full cost, exchange rate included, before you confirm anything. What follows is: the ways your money can arrive, what each one costs, how fast it gets there, and the cheaper routes worth checking first.
