What are SEPA transfers?

We understand that some of you have experienced challenges when attempting to fund money transfers using your bank cards.
In light of this, we’d like to introduce a reliable alternative:
Make payments via SEPA (Single Euro Payments Area)
Why choose SEPA?
Secure and Reliable
SEPA is a reliable payment option used in Europe.
Lower Decline Rates
Compared to card transactions, SEPA transfers experience lower decline rates.
Fast Transactions
SEPA is instant 75% of the time and is as quick as card payments.
Fee-Free
By choosing to fund your transfers via SEPA using Paysend, you can benefit from a money transfer free of charge.
How to use SEPA?
Follow these simple steps:
- Open your Paysend app or website and click How to pay your transfer. Select SEPA instant & regular transfer options.
- Set up a payment option through your internet or mobile banking.
- Deposit the exact amount you wish to send your recipient with the reference code into the Paysend EUR account. This amount will be the one transferred straight away.
- 75% of the time, transfers are successful within a few minutes.
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We’re giving one lucky Paysend user the chance to win a $50 bonus, credited straight to their Paysend account. Whether you’re a new user or already part of the Paysend community, it’s quick and easy to enter – and the prize is real bonus you can use on your next transfer.

At Paysend, we understand that many people move to the UK to build a better future and support their families back home. Whether it’s for career growth, education or new opportunities, settling into the UK starts with understanding the visa process.
Once you’ve secured your work visa, staying connected with loved ones becomes a priority. That’s where Paysend comes in – helping you send money home securely, affordably and quickly.