Beware of Money Transfer Scams: Paysend Will Never Ask You to Send Money to Receive a Transfer
Protect yourself from advance fee scams and other fraudulent activity
Understanding the Advance Fee Scam
Online money transfers have made sending and receiving funds faster and easier than ever — but they’ve also created new opportunities for scammers. One of the most common types of money transfer scams is the advance fee scam, where fraudsters ask victims to pay a small amount of money upfront to “unlock,” “verify,” or “receive” funds that don’t actually exist.
You might be told that you’ve won a prize, inherited money, or have a pending transfer waiting — but before you can receive it, you’re asked to pay a processing fee or tax. Once you send the payment, the scammer disappears.
At Paysend, we want every customer to know:
We will never ask you to send money to receive a transfer.
Common Red Flags to Be Aware Of
Spotting the warning signs early is the best way to stay safe. Here are some red flags that may indicate a scam transfer money situation:
- You receive an unexpected message saying you’ve been sent money — but you need to pay a fee first.
- The message comes from a personal email or messaging account (not an official @paysend.com address).
- The sender insists you must act quickly or risk losing the money.
- The message contains spelling mistakes, suspicious links, or vague explanations.
- You’re asked to share private details such as your card number, password, or verification code.
If any of these apply, stop immediately — and never send money to someone you don’t know or trust.
Other Common Money Transfer Scams
Scammers use many tactics to make their stories sound believable. Here are a few of the most common types:
1. Phishing and Fake Websites
Fraudsters send emails or texts pretending to be from legitimate financial services, directing you to fake websites to steal your login details.
Read more: How to Protect Yourself from Phishing Scam Emails
2. Romance Scams
Scammers build trust on dating platforms or social media, then claim to need money urgently — often for medical bills, travel, or family emergencies.
3. Investment or Job Scams
You’re promised easy money or a guaranteed return — but first, you’re asked to transfer a “deposit” or “training fee.”
4. Impersonation Scams
Fraudsters pose as family members, employers, or even company representatives. They often create a false sense of urgency to trick you into transferring money quickly.
Read more: How to Spot and Avoid the Latest Money Transfer Scams Worldwide
What to Do if You Think You’ve Been Scammed
If you believe you may have fallen victim to a money transfer scam, act quickly.
- Stop sending any more money.
- Contact Paysend Support immediately through the in-app chat or our Help Center.
- Gather evidence — keep copies of messages, screenshots, and payment details.
- Report the fraud to your local law enforcement or national fraud reporting service.
Our support team can help guide you through the next steps and investigate suspicious activity on your account.
Staying Safe with Paysend
At Paysend, protecting your transfers and personal data is our top priority. We use bank-level encryption, PCI DSS security standards, and 24/7 fraud monitoring to keep your money safe.
To help you stay informed, we regularly publish practical guides on recognizing and avoiding scams — including how to spot phishing scam emails and identifying the latest global money transfer scams.
If you ever receive a message claiming to be from Paysend that seems suspicious, remember:
Paysend will never ask you to send money to receive a transfer.
Stay alert, stay informed, and always verify before you act.
The educational materials on this site are provided for informational purposes only and do not reflect the opinions of Central Bank of Kansas City, Member FDIC. Educational materials may contain links to content on third-party websites which are provided for your convenience; please note that linked sites may have a privacy and security policy different from our own, and we cannot attest to the accuracy of information. The Central Bank of Kansas City does not guarantee nor expressly endorse any particular business, product, service, or third-party content.
Bài viết mới nhất
Here's the short answer: yes, you can use a credit card to get money into someone's bank account abroad. "Credit card to bank transfer" means exactly that — you fund the transfer with your credit card, and your recipient receives it in their bank account. Or on their card, in their wallet, or as cash to collect, depending on where they are.
The card and the bank account do different jobs. Your card pays for the transfer. A provider like Paysend then pays the money out through local systems on the other end. It's one flow, and it takes about a minute in the app.
One thing worth knowing before you start: a credit card is usually the most expensive way to fund a transfer. Some issuers treat it as a cash advance, and credit tends to carry higher payment fees than debit. You'll always see the full cost, exchange rate included, before you confirm anything. What follows is: the ways your money can arrive, what each one costs, how fast it gets there, and the cheaper routes worth checking first.
Mỗi tháng, hàng nghìn người làm việc tại Séc gửi một phần lương về nhà — nhiều người trong số đó là người Ukraine đang hỗ trợ gia đình ở bên kia biên giới. Và cách làm truyền thống lại khiến việc vốn đơn giản trở nên phức tạp hơn: chuyển khoản ngân hàng yêu cầu mã IBAN và SWIFT, phí chỉ hiện ra sau khi tiền đã được gửi đi, và nhiều ngày chờ đợi trong khi ai đó ở nhà đang trông chờ vào khoản tiền ấy.
Pavel Štich đã nhiều năm giúp độc giả của mình giải quyết đúng vấn đề này. Anh là Đồng sáng lập kiêm Tổng biên tập mảng tài chính tại Moneyo.cz — nền tảng độc lập của Séc chuyên so sánh các dịch vụ chuyển tiền, các công ty môi giới chứng khoán và các kênh đầu tư thay thế — đồng thời là Đại sứ Paysend, nghĩa là anh đích thân trải nghiệm mọi thứ mình giới thiệu, giải thích rõ ràng và mang đến cho độc giả những ưu đãi độc quyền. Chúng tôi đã hỏi anh về sự ra đời của Moneyo, ai là độc giả của trang, và vì sao anh chọn Paysend.
