New! Send Cash Payouts from the USA to the Philippines with Paysend

If you’ve ever needed to send money from the USA to the Philippines, you know how important it is to get funds to your recipient quickly, securely, and in a way that’s convenient for them. Paysend now offers cash payouts from the USA to the Philippines, so your recipient can collect money in cash at a trusted location — no bank account needed.
This new option gives your loved one’s greater flexibility and more choice in how they receive support. Whether you’re helping with tuition fees, household expenses, or a special occasion, cash pickup ensures the money gets to them in a way that works best for their needs.
Why cash payouts can be a smart choice
While card-to-card or bank transfers are fast and secure, there are times when cash is simply more practical. Not everyone has a bank account, and in some areas of the Philippines, cash can be easier to use.
With Paysend’s cash payout option, funds are available at trusted, reputable locations nationwide. Your recipient doesn’t have to wait for a bank to process a transfer or travel far to collect the money. They can pick up their funds quickly and use them right away — whether that’s paying school fees, buying groceries, or covering unexpected expenses.
How to send a cash payout from the USA to the Philippines
- Open the Paysend app or go to paysend.com.
- Select the Philippines as your destination country.
- Choose Cash pickup as the delivery method.
- Enter your recipient’s details and select their preferred pickup network.
- Confirm your payment.
- Let your recipient know — they’ll get a notification when the money is ready for collection.
Your money will be sent in real time; however, transfer delivery times may vary based on recipient bank processing, compliance checks, or other factors.
Why choose Paysend for USA-to-Philippines cash payouts?
- Speed – We process payouts quickly so your recipient can get their cash fast.
- Security – Bank-level encryption and fraud prevention keep your money safe.
- Convenience – Send from your phone or computer 24/7.
- Nationwide coverage – Pick up cash from multiple locations across the Philippines.
With Paysend, you can send money in just a few taps — and your loved ones can collect it in the way that suits them best.
The educational materials on this site are provided for informational purposes only and do not reflect the opinions of Central Bank of Kansas City, Member FDIC. Educational materials may contain links to content on third-party websites, which are provided for your convenience; please note that linked sites may have a privacy and security policy different from our own, and we cannot attest to the accuracy of information. The Central Bank of Kansas City does not guarantee nor expressly endorse any particular business, product, service, or third-party content.
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Here's the short answer: yes, you can use a credit card to get money into someone's bank account abroad. "Credit card to bank transfer" means exactly that — you fund the transfer with your credit card, and your recipient receives it in their bank account. Or on their card, in their wallet, or as cash to collect, depending on where they are.
The card and the bank account do different jobs. Your card pays for the transfer. A provider like Paysend then pays the money out through local systems on the other end. It's one flow, and it takes about a minute in the app.
One thing worth knowing before you start: a credit card is usually the most expensive way to fund a transfer. Some issuers treat it as a cash advance, and credit tends to carry higher payment fees than debit. You'll always see the full cost, exchange rate included, before you confirm anything. What follows is: the ways your money can arrive, what each one costs, how fast it gets there, and the cheaper routes worth checking first.

每个月,数以千计在捷克工作的人都会把部分工资寄回家——其中许多是支持着边境另一边家人的乌克兰人。而传统方式让本应简单的事情变得更复杂:银行汇款需要 IBAN 和 SWIFT 代码,手续费往往在钱汇出后才显现,还要等上好几天,而家里的人正等着这笔钱应急。
多年来,Pavel Štich 一直在帮助他的读者解决这个问题。他是 Moneyo.cz 的联合创始人兼财经主编——这是一个独立的捷克平台,专门比较汇款服务、股票经纪商和另类投资;同时他也是 Paysend 大使,这意味着他会亲自试用自己推荐的一切,用通俗易懂的方式讲解,并为读者带来专属福利。我们请他谈了谈 Moneyo 是如何诞生的、谁在阅读它,以及他为什么选择了 Paysend。