Instant transfers to all 25 Thai banks
New banking rules. Better ways to send.
Big changes have recently taken place in Thailand’s banking system – and they’re making it harder for some services to send money reliably. But with Paysend, it’s easier than ever.
As of May 2025, local transfers to Thai bank accounts are now limited to just 7 out of 25 banks due to regulatory changes. But here’s the good news: Paysend isn’t limited by this. You can still send money to all 25 major Thai banks with just your recipient’s card number – and most transfers arrive instantly.
Whether you're supporting family in Bangkok, covering costs in Chiang Mai or paying for services in Phuket, Paysend gives you the flexibility others can't.
Why Paysend stands out
While many providers are restricted by the new rules, Paysend uses debit card transfers to deliver funds in real time – across all Thai banks.
No account number, no SWIFT code. Just the 16-digit card number (PAN) is enough.
Which banks can receive card transfers?
You can send money via card to these 25 banks with Paysend:
- Bangkok Bank (BBL)
- Kasikorn Bank (KBANK)
- Krungthai Bank (KTB)
- Siam Commercial Bank (SCB)
- CIMB Thai Bank (CIMB)
- Bank of Ayudhya (BAY)
- Kiatnakin Bank (KKP)
- TMBThanachart Bank (TTB)
- United Overseas Bank (UOB)
- Standard Chartered Bank (SCBT)
- Land and Houses Bank (LH Bank)
- ICBC (Thai)
- Government Savings Bank (GSB)
- Export-Import Bank of Thailand
- Thai Credit Retail Bank
- Government Housing Bank
- Bank for Agriculture and Agricultural Cooperatives (BAAC)
- Thanachart Bank (legacy support)
- Citibank Thailand
- MUFG Bank
- Deutsche Bank
- HSBC Thailand
- Mizuho Bank
- Sumitomo Mitsui Banking Corporation
- Shinhan Bank
Bangkok Bank is especially popular among recipients — and with Paysend, transfers to Bangkok Bank debit cards arrive almost instantly. You’ll also see live exchange rates before confirming — including the real-time Bangkok Bank FX rate.
How to send money to Thailand with just a card number
- Log into your Paysend account
- Select Thailand as your recipient’s country
- Enter their 16-digit debit card number
- Enter the amount you'd like to send
- Confirm and hit send
Transfers usually arrive within one minute.
Why this matters: The benefits of card-based transfers
- Real-time delivery: Most transfers arrive in seconds
- No bank account needed: Just a card number
- Live FX rates: Including Bangkok Bank dollar rates
- Full coverage: Send to all 25 banks — even those not supported under new account transfer rules
- 7-day support: Help is always on hand
Frequently asked questions
Do I need a bank account number to send money?
No – just the recipient’s debit card number.
Is this safe?
Absolutely. Paysend uses advanced encryption and is fully licensed and regulated.
What’s the max amount I can send?
This will depend on your sending country - please reach out to our Customer Service team.
Will more options be added?
We already support all major Thai banks via card. But we’ll continue to enhance coverage as banks adapt.
Can I check the FX rate before sending?
Yes — real-time rates are always displayed in the app.
Start sending today
Paysend is one of the only services that still lets you send to all major Thai banks without restriction — and with real-time delivery. If you’re sending money to Thailand, there’s never been a better time to use card transfers.
最新帖子
Here's the short answer: yes, you can use a credit card to get money into someone's bank account abroad. "Credit card to bank transfer" means exactly that — you fund the transfer with your credit card, and your recipient receives it in their bank account. Or on their card, in their wallet, or as cash to collect, depending on where they are.
The card and the bank account do different jobs. Your card pays for the transfer. A provider like Paysend then pays the money out through local systems on the other end. It's one flow, and it takes about a minute in the app.
One thing worth knowing before you start: a credit card is usually the most expensive way to fund a transfer. Some issuers treat it as a cash advance, and credit tends to carry higher payment fees than debit. You'll always see the full cost, exchange rate included, before you confirm anything. What follows is: the ways your money can arrive, what each one costs, how fast it gets there, and the cheaper routes worth checking first.
每个月，数以千计在捷克工作的人都会把部分工资寄回家——其中许多是支持着边境另一边家人的乌克兰人。而传统方式让本应简单的事情变得更复杂：银行汇款需要 IBAN 和 SWIFT 代码，手续费往往在钱汇出后才显现，还要等上好几天，而家里的人正等着这笔钱应急。
多年来，Pavel Štich 一直在帮助他的读者解决这个问题。他是 Moneyo.cz 的联合创始人兼财经主编——这是一个独立的捷克平台，专门比较汇款服务、股票经纪商和另类投资；同时他也是 Paysend 大使，这意味着他会亲自试用自己推荐的一切，用通俗易懂的方式讲解，并为读者带来专属福利。我们请他谈了谈 Moneyo 是如何诞生的、谁在阅读它，以及他为什么选择了 Paysend。
