美国企业如何通过智能支付拓展拉美市场

2025-10-22
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How US Businesses Can Unlock Growth in Latin America Through Smarter Payments

您好,我是Rick,Paysend Enterprise美洲区商业团队负责人。

如果您是美国的中小企业,您可能已经注意到南方的巨大机会。中美洲和南美洲是全球增长最快的电子商务和数字经济市场之一,但您也知道,支付问题往往是进入这些市场的难点。

机会巨大。

预计到2027年,拉美数字支付收入将增长三倍,90%以上的小企业已经接受数字支付。到2028年,电商销售额预计超过2600亿美元。此外,从美国流向墨西哥、哥伦比亚等国的汇款仍以接近两位数的速度增长。
 

在Paysend,我们的使命是让每个人都能轻松汇款,包括金融服务不足的人群。通过打破跨境支付障碍,我们帮助企业充分发掘这些充满活力的市场潜力。

挑战在哪里?

跨境支付高度碎片化:巴西有Pix,墨西哥主要依赖银行卡,哥伦比亚有本地钱包。再加上汇率风险、手续费和合规要求,增长机会很容易变成麻烦。


这正是我们的核心解决方向。

我们的解决方案。

Paysend正在打造全球最大的数字支付网络,直接连接美国企业与Visa Direct、Mastercard Send及本地支付系统。无论您支付给波哥大的供应商、圣保罗的自由职业者还是墨西哥城的合作伙伴,资金都能快速、安全到账,常常直接到卡。一个API,覆盖多市场,即刻接入。


例如,一家美国游戏平台的CEO曾面临向哥伦比亚卖家支付时的长时间结算和高额银行费用问题。接入Paysend后,他们能在几分钟内完成支付,现金流顺畅,品牌信任提升,企业得以放心扩张。


想象一下:

  • 德州在线市场在几分钟内支付秘鲁工匠合作伙伴。
  • 美国SaaS平台快速、低成本地向巴西分销商支付佣金。
  • 佛罗里达小出口商可用当地货币与哥伦比亚供应商结算。

当支付顺畅时,市场就会打开;市场打开时,小企业增长,实现多方共赢。


在Paysend,我们致力于通过创新、透明和高效解决跨境支付问题,为企业全球扩张提供工具。

准备好成长了吗?


如果您希望进军拉美市场,让我们谈谈如何用智能支付推动下一阶段增长。


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