How to Check Rates and fees, Choose a Sending Method and Track Your Transfer with Paysend
When it comes to sending money internationally, three things matter most: knowing the exchange rate, understanding your delivery options, and being able to track your transfer from start to finish.
Whether you’re sending to a bank account, card or mobile wallet, Paysend makes the process fast, secure and transparent – and gives you full visibility every step of the way. Here’s how.
1. Check real-time exchange rates before you send
Before confirming your transfer, Paysend shows you the live exchange rate – so you always know exactly how much your recipient will receive.
Here’s what makes Paysend’s exchange rate experience stand out:
- Live rates in the app or web – no guessing or estimates
- Full transparency – see exactly how much your recipient gets
- Fixed transfer fees – shown upfront alongside the exchange rate
Once you enter the amount and select the recipient country, Paysend automatically calculates the total cost of the transfer and displays the real exchange rate before you confirm.
2. Understand your fees upfront
With Paysend, fees are low, fixed and shown upfront — so you always know what you're paying before you send.
There are no hidden charges or unexpected costs. You’ll see the transfer fee, exchange rate, and total amount your recipient will get, all before you confirm your payment.
- Fixed fees (e.g. £1 or local equivalent)
- Shown clearly alongside the exchange rate
- No surprise deductions for your recipient
3. Understand your sending options
Paysend offers multiple ways to send money, depending on the country you’re transferring to. The app will show you all available methods based on your recipient’s location:
- Bank card transfers — Send money straight to a Visa® or Mastercard® debit card
- Bank account transfers* — Direct delivery to recipient bank accounts
- Mobile wallet transfers — For destinations that support wallet payments
- Cash pickup — Available in selected countries through local partners
- SEPA transfers — Fast and easy payments across the EU and UK in EUR
* We will send your money in real-time, but it could take up to 3 business days depending on your recipient's bank.
The app will automatically display the best available delivery methods based on where you’re sending money. They’re convenient choices tailored to each country, and your recipient doesn’t need to have a Paysend account.
Visa is a registered trademark of Visa International Service Association and used under license. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
4. Track your transfer in real time
Once your transfer is sent, Paysend gives you real-time updates so you know exactly when it arrives.
After you confirm and send:
- You’ll receive an in-app confirmation
- You can follow the progress of your transfer under the “Activity” section
- You’ll see a status for each transaction (e.g. pending, sent, completed)
- The recipient doesn’t need to do anything – they’ll receive the money automatically
Most transfers are finished in only a few minutes, but the app will keep you updated if delays arise due to bank processing times or public holidays. Your money will be sent in real-time; however, transfer delivery times may vary based on the recipient's bank processing, compliance checks, or other factors.
Everything on one place
Paysend takes the guesswork out of international money transfers by offering clear exchange rates, multiple sending options and real-time tracking — all in one easy-to-use app.
If you’re ready to send, just log in, check your rate, choose your method, and track your transfer all the way through.
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Cross-border money movement has evolved, and institutions now need infrastructure that can scale securely, integrate easily, and deliver value in real time. The Paysend Enterprise API provides that foundation, connecting licensed institutions, fintechs, payment facilitators, and platforms to a global payout network that reaches over 100 countries and supports more than 80 currencies.
Built as part of Paysend’s mission to build the world’s largest digital payment network, the Enterprise API helps partners break barriers in international payments. It allows them to move money with transparency, speed, and control, addressing the main pain points in cross-border transfer: fragmented systems, regulatory complexity, and slow delivery times.
At Paysend, we’re on a mission to bring simple money transfer to all, including people and communities who haven’t always had easy access to fast, fair money transfers. This December, we’re helping you save on your international transfers so more of your money reaches your loved ones. From 10–31 December 2025, Paysend is offering improved foreign exchange rates on all transfers above $1,000 USD.
Whether you’re supporting family abroad, paying bills or simply sending a treat, this is the perfect opportunity to make larger transfers using our online money transfer service, and get better value while we continue building the world’s largest digital payment network.
