Support loved ones affected by natural disasters through digital money transfers
Despite the summer months coming to a close in the Northern hemisphere, the heat and dryness of this season continues. With it comes the threat of natural disasters, such as tsunamis, hurricanes, fires and more, affecting countries around the world.
As we hear about record breaking heat waves in the US and Canada and tropical storms and hurricanes impacting countries along the coast, you may want to prepare in case you or your loved ones are impacted by a natural disaster.
Continue reading for tips on how to stay safe and help loved ones that may be affected this season.
What to have on hand to stay prepared for a natural disaster:
If you are at risk of personally experiencing a natural disaster, you may want to have the following items at the ready in case of an emergency:
- First-aid kit to attend to potential physical injury
- Gas - whether for your car in the case of evacuation or for a generator in case of power outages
- Important documents stored in a waterproof container in the event of flooding
- Non-perishable food items that can be stored and eaten with minimal cooling or heat
- Charged electronic devices and flashlights, as well as backup batteries, in the case of power outages
- Battery-powered radio to stay up to date on disaster guidance if signal or Internet is not readily available on your electronic devices
- Clean or filtered water in case local water supply is impacted in any way
How digital money transfers help support loved ones affected by a natural disaster, even from afar:
If you have friends and family living in another country at risk or that have experienced a natural disaster, you can still lend a hand even at a distance. For instance, after a natural disaster occurs, it is not always possible to fly into an affected city or country to offer physical support to those in need, but with digital money transfers, you can send loved ones funds to help rebuild, purchase food or supplies, and more.
At Paysend, we want to make it simple and fast for you to support your loved ones going through hard times. That’s why we’ve made it possible for you to transfer money in the palm of your hand through a smartphone or laptop. Our transfers cost just $2 from the US and often arrive to your recipient in close to real-time.
Have a friend or family member in need? Offer financial support by downloading the Paysend app* from the App Store or Google Play or visit our website to get started.
*Standard data rates from your wireless service provider may apply.
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Here's the short answer: yes, you can use a credit card to get money into someone's bank account abroad. "Credit card to bank transfer" means exactly that — you fund the transfer with your credit card, and your recipient receives it in their bank account. Or on their card, in their wallet, or as cash to collect, depending on where they are.
The card and the bank account do different jobs. Your card pays for the transfer. A provider like Paysend then pays the money out through local systems on the other end. It's one flow, and it takes about a minute in the app.
One thing worth knowing before you start: a credit card is usually the most expensive way to fund a transfer. Some issuers treat it as a cash advance, and credit tends to carry higher payment fees than debit. You'll always see the full cost, exchange rate included, before you confirm anything. What follows is: the ways your money can arrive, what each one costs, how fast it gets there, and the cheaper routes worth checking first.
每个月，数以千计在捷克工作的人都会把部分工资寄回家——其中许多是支持着边境另一边家人的乌克兰人。而传统方式让本应简单的事情变得更复杂：银行汇款需要 IBAN 和 SWIFT 代码，手续费往往在钱汇出后才显现，还要等上好几天，而家里的人正等着这笔钱应急。
多年来，Pavel Štich 一直在帮助他的读者解决这个问题。他是 Moneyo.cz 的联合创始人兼财经主编——这是一个独立的捷克平台，专门比较汇款服务、股票经纪商和另类投资；同时他也是 Paysend 大使，这意味着他会亲自试用自己推荐的一切，用通俗易懂的方式讲解，并为读者带来专属福利。我们请他谈了谈 Moneyo 是如何诞生的、谁在阅读它，以及他为什么选择了 Paysend。
