What are SEPA transfers?

2020-04-26
Digital Money
All articles
Money Transfer Guides
Personal Finance Tips
阅读时间:1 分钟
What are SEPA transfers?

We understand that some of you have experienced challenges when attempting to fund money transfers using your bank cards. 

In light of this, we’d like to introduce a reliable alternative: 

Make payments via SEPA (Single Euro Payments Area)

Why choose SEPA?

Secure and Reliable

SEPA is a reliable payment option used in Europe.

Lower Decline Rates 

Compared to card transactions, SEPA transfers experience lower decline rates.

Fast Transactions

SEPA is instant 75% of the time and is as quick as card payments.

Fee-Free 

By choosing to fund your transfers via SEPA using Paysend, you can benefit from a money transfer free of charge.

How to use SEPA?

Follow these simple steps:

  1. Open your Paysend app or website and click How to pay your transfer. Select SEPA instant & regular transfer options.
  2. Set up a payment option through your internet or mobile banking.
  3. Deposit the exact amount you wish to send your recipient with the reference code into the Paysend EUR account. This amount will be the one transferred straight away.
  4. 75% of the time, transfers are successful within a few minutes.

 

Take the test

最新帖子

2026-08-14
认识 Pavel Štich:如何帮助捷克和斯洛伐克读者向家乡汇款

每个月,数以千计在捷克工作的人都会把部分工资寄回家——其中许多是支持着边境另一边家人的乌克兰人。而传统方式让本应简单的事情变得更复杂:银行汇款需要 IBAN 和 SWIFT 代码,手续费往往在钱汇出后才显现,还要等上好几天,而家里的人正等着这笔钱应急。

多年来,Pavel Štich 一直在帮助他的读者解决这个问题。他是 Moneyo.cz 的联合创始人兼财经主编——这是一个独立的捷克平台,专门比较汇款服务、股票经纪商和另类投资;同时他也是 Paysend 大使,这意味着他会亲自试用自己推荐的一切,用通俗易懂的方式讲解,并为读者带来专属福利。我们请他谈了谈 Moneyo 是如何诞生的、谁在阅读它,以及他为什么选择了 Paysend。

All articles
Is Paysend safe? Security, verification & fraud prevention explained
2026-07-03
Is Paysend safe? Security, verification & fraud prevention explained

Sending money digitally is quick and convenient, but it also involves important security, verification, and fraud prevention checks. In most cases these checks happen automatically in the background.

If you’ve ever wondered why Paysend asks you to verify your identity, why a transfer might be reviewed, or how your money is protected, the answer is simple: these processes are designed to keep you, your money, and your recipient safe.

Every digital money transfer relies on trust, regulation, and security systems working together. While these checks can sometimes feel like an extra step, they are a standard and essential part of how modern money transfers stay secure.

All articles