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When comparing international money transfer services, many people assume that using the mid-market exchange rate automatically means a cheaper transfer. The logic seems straightforward: if the exchange rate reflects the midpoint used in global currency markets, the overall cost should be lower. In reality, however, the total transfer cost depends not only on the exchange rate but also on how the provider structures its fees.

We're making referrals more rewarding.

From 15 April to 31 May 2026, Paysend is running a referral promotion with bigger bonuses for existing users — and great perks for the friends they bring in.

Whether you're already using Paysend or you're joining for the first time via a friend's link, there's something in it for you.

In 2026, remittances aren’t just a financial transaction — they’re a lifeline. For millions of families in emerging economies, money sent from abroad provides the foundation for daily survival, future planning, and economic stability when it matters most.

If you're new to Paysend, there’s never been a better time to try us. We’re offering new customers in the US a special welcome: no transfer fees and a Special Exchange Rate on your first money transfer — no promo code needed.