Paysend promo code October 2026: send money home with no transfer fee + $7 bonus

New to Paysend? Send an international transfer of $120 USD or more (or the equivalent in your currency) with promo code 7WORK and you'll pay no Paysend transfer fee — plus we'll credit $7 to your Paysend Bonus account. The offer runs October 1 through October 31, 2026. One use per customer – here’s how you can claim.

You worked for that money. Keep more of it.

You know what the week takes out of you. The early starts, the late finishes, the days that run longer than they were supposed to. And you already know where part of it is going before it reaches your account — that was settled a long time ago. Home gets what home needs.

What's less settled is what it costs to get it there. That's what changes this October, two ways:

No Paysend transfer fee on your first transfer of $120 or more

$7 credited to your Paysend Bonus Account, ready for your next one

Enter promo code 7WORK before you confirm, and both apply. No tiers, no points to collect, nothing to claim later.

What does the offer actually include?

Two things, and they work in different places.

No transfer fee means you won;t be charged the usual fee applied to transfers, so you save a little.

The $7 bonus is credited to your Paysend Bonus account within 24 hours of the transfer being made. It's yours to spend on a future transfer, so the benefit carries into next month.

Want to find out how much your recipient will get with the amount you’re sending? Enter your amount in the app and the arriving figure appears on screen, in your family's currency, alongside the rate and any charges, before you confirm anything.

How do you claim it?

Five steps, and the promo code is the one you can't skip.

1. Download the Paysend app and create your account with your email or phone number
2. Verify your identity — a photo of your passport, driver's license, or national ID. Every regulated money transfer service has to do this, and it usually takes a few minutes. If you're wondering what happens to that photo and why it's needed at all, we've explained why verification matters and how it keeps you safe.
3. Add your recipient — their full legal name, plus their card number, bank account, or wallet details
4. Enter $120 or more (or the equivalent in your currency) and enter promo code 7WORK
5. Review the details on screen, then confirm and send.

The fee drops to zero at checkout, and the $7 appears in your Bonus account within 24 hours of the transfer completing.

Two details worth getting right the first time. Enter the code before you confirm — it can't be applied afterward. And check that your recipient's name matches their receiving account exactly: full legal name, not the version you actually call them. A name mismatch is a common reason a first transfer gets held up.

How does your family receive the money?

That depends on the country — a bank card, a bank account, a mobile wallet, or cash pickup on some routes. You'll see the options for your route as soon as you choose their country.

Card delivery moves money over the card networks rather than through the traditional bank chain, so there's no correspondent bank in the middle, no reference number to chase, and nobody has to visit a branch. If you've never sent one, here's what a card-to-card money transfer is and how it works. It's a two-minute read and it usually settles which delivery method you pick.

If your family would rather have the money in their account, that works too, though you'll need a few more details from them — account number, and sometimes an IBAN or SWIFT code depending on the country. Our guide to transferring money to someone's bank account sets out what to ask them for.

After the first one, sending again takes seconds. Your recipient stays saved.

Where's your international money transfer going?

From the US, Paysend sends to over 100 countries, and the way your family receives it changes depending on where they are. Worth two minutes before your first transfer, because the delivery method affects how quickly it lands.

Across Latin America and the Caribbean, the options vary quite a bit country to country. Sending to Mexico means delivery to a bank account or a debit card.. For Brazil, money goes to bank accounts and digital wallets, and transfers run through Pix and all major Brazilian banks — the US to Brazil route shows today's rate, and we've explained how Pix payments work if your family has asked you to use it.

In Colombia, delivery goes directly to Mastercard or Visa cards, often arrive within minutes*, and Nequi is supported too — check the US to Colombia route or our guide to Colombia card and bank transfers. Guatemala and the Dominican Republic both offer the fullest set of choices — cards, bank accounts and cash pickup — so your family can take whichever suits them. Start at the US to Guatemala route or the US to Dominican Republic route, and if it's a Guatemalan bank account you need, we've listed which banks are covered.

Further south, Peru and Ecuador both deliver straight into bank accounts, usually the same day — see the US to Peru route and the US to Ecuador route.

Beyond the region, the pattern holds: the delivery method depends on the destination. If you're sending home to India, money goes directly to a bank account and transfers are usually completed the same day — the US to India route shows today's rate and estimated timing. For the Philippines, there are several options: cards, bank accounts, GCash and other digital wallets, and cash pickup for family who'd rather collect in person. The US to Philippines route sets out what applies to you, and if cash collection is what your family needs, we've covered how cash payouts to the Philippines work. Whichever route you're on, the page for it shows today's rate and an estimated delivery time before you sign up for anything.

*Please note: While most transfers are now received within minutes, delivery times can still vary based on the recipient’s bank processing, compliance checks, or other local conditions.

Who can use the October transfer offer?

The offer applies to new Paysend customers sending their first international transfer of $120 or more with promo code 7WORK, between October 1 and October 31, 2026.

In full, you need:

A new Paysend account. One use per customer, on your first transfer.

A transfer of $120 or more (or the equivalent in your currency).

Promo code 7WORK entered before you confirm. It can't be added afterward.

An international transfer between different currencies. Same-currency transfers — dollars to dollars, euros to euros — don't qualify.

To send between October 1 and October 31, 2026, from any country Paysend supports for sending.

Ready to keep more of it?

Send $120 or more with promo code 7WORK before October 31, 2026. No transfer fee, and $7 back in your Bonus account. Review the rate, the charges and the arriving amount on screen before you confirm — then send it.

Your questions, answered

How do I claim the October offer?

Create a Paysend account, start an international transfer of $120 or more (or the local equivalent), and enter promo code 7WORK before you confirm. The transfer fee drops to zero and $7 is credited to your Paysend Bonus account within 24 hours.

What is promo code 7WORK?

It's the code that activates this offer. Enter it during checkout on your first transfer between October 1 and October 31, 2026. Without it, the offer doesn't apply.

Is there a minimum amount?

Yes. Your transfer needs to be at least $120 USD, or the equivalent in your local currency.

Where does the $7 bonus go?

Into your Paysend Bonus account, within 24 hours of a successful transfer. You can use it toward a future transfer. Here's more on how Paysend Bonus works.

Does this offer include a better exchange rate?

No. This offer covers the transfer fee and the $7 bonus. Your conversion uses Paysend's standard rate, which is shown to you along with any charges before you confirm.

How much will my family receive?

That depends on the amount you send, the receiving currency, and the exchange rate at the moment you confirm, so it can't be quoted in advance. Paysend shows the exact arriving amount on screen before you confirm, in your family's currency.

Which countries can I send from?

Any country Paysend supports for sending. From the US, you can send to over 100 countries.

What is a card-to-card money transfer?

It moves money from your card to your recipient's card across the card networks, rather than through the traditional bank chain. It needs only their card number. Delivery times vary by route and are shown before you confirm.

How long does an international money transfer take?

Card transfers often arrive within minutes. Bank transfers can take longer, particularly across weekends and local public holidays. You see an estimated delivery time before confirming and a live status afterward.

How does my family receive the money?

Depending on the country: a bank card, a bank account, a mobile wallet, or cash pickup on some routes. Available options appear when you select their country.

Why do I need to verify my identity?

Every regulated money transfer provider verifies who you are. It protects you and your money, and it's a legal requirement. You upload an ID photo once, and it takes a few minutes.

Is Paysend safe to use?

Paysend is regulated and uses encryption, card-network security standards, and fraud monitoring on every transfer. There's a fuller account of the checks that run in the background in is Paysend safe to send money.

Can I use the offer more than once?

No. One use per customer, on your first transfer only.

Disclaimer: First transfer offer. Valid from 1 October through 31 October, 2026. Send an international transfer from any sending country supported by Paysend, of at least $120 USD (or equivalent), enter promo code 7WORK, and receive a no-transfer-fee transfer plus a $7 USD (or equivalent in your local currency) bonus reward. The applicable exchange rate and any charges will be shown to you before you confirm your transfer. One use per customer. Bonus credited to your Paysend Bonus Account within 24 hours of successful transfer. FX rates are determined by Paysend and may include a margin. Third-party fees may apply. Not valid for same-currency transfers. Terms & Conditions apply.

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