Paysend ISA

Your liquidity shouldn’t wait for borders.

Collect, convert, and distribute funds globally — in real time*, from one account.

*Refers to Instant Settlement Accounts (ISA).

One account. Every currency. Real-time.

Features

Real-time balances. Across all currencies

You see positions across all currencies as money moves when sending from one wallet to another

Collect in 8 major currencies

Funds come in through local rails in the currencies your customers already use — no separate banking setup per market

Transparent conversion pricing

Conversion at the point of transaction — fee shown upfront. Applicable FX rates and any associated charges will be shown before you transact

All liquidity in one account

You can use funds collected in one market to automatically fund payouts in another — no separate accounts per country

Instant payouts across global corridors

No batch processing. Payout timing varies by corridor and receiving institution — we process and route immediately upon instruction

No fragmented banking relationships, no FX delays, no trapped liquidity

Designed to unlock new markets and new revenue

170+

Countries covered (subject to corridor availability)

Fast integration, minimal operational overhead

5s.

Average payment speed (varies by corridor and payment method)

Trusted by global Fintech and enterprises

50+

Partner banks

Active in 80+ currencies

80+

Currencies

Built for businesses moving money across borders

Built for:

Payroll & Gig Platforms

Timing is everything in payroll. Collect, convert, and pay workers across countries and currencies instantly — all from one platform.

  • Collect funds in 7 major currencies via local rails
  • Real-time collection and disbursement
  • FX management built-in

Built on infrastructure we use ourselves

We’ve built the infrastructure. The next step is yoursWe’ve built the infrastructure. The next step is yours

FAQ

Paysend provisions your account with assigned local collection details. You fund, convert and allocate balances across supported currencies, then trigger payouts instantly from your ISA balance — all through one settlement account instead of managing separate accounts per corridor.

*An Instant Settlement Account must be opened in each jurisdiction in which Paysend holds a licence in order to send funds from wallet to wallet. Account availability is subject to Paysend’s licensing coverage in the relevant market and may vary by jurisdiction

Payment service providers, marketplaces, fintechs and payroll, EWA, platforms with complex treasury processes looking to streamline money movement and optimise liquidity