Transfer, Padala, Shagun, Hongbao, Remesa — to the people you call yours.

International transfer

Money home — fast.*

  • Send to 170+ countries straight from your phone
  • Recipient receives fast* — to an account, card, e-wallet, or cash
  • Track your transfer every step of the way
  • Competitive exchange rate — our rate and fee are always shown before you confirm

*Actual delivery times vary by route, payout method, recipient bank, time of day, and routine compliance checks

Mobile app

Send, pay, track — wherever you are.

  • Everything in one place, always with you
  • Transfers, requests and top-ups
  • Get notified the moment money arrives — for you and for them
Download on the App StoreGet it on Google PlayExplore it on AppGalleryAvailable on Galaxy Store

Real people, real stories

Google Play
4,2

based on 180 thousand reviews

App Store
4,8

based on 169 thousand reviews

Trustpilot
4,2

based on 40 thousand reviews

I have used a lot of money transfer apps but, I found this app is the best as I have been using it for one and half years now, good exchange rates and zero fee and the best thing transaction completes immediately within seconds or minutes.
Vishant K.
Paysend for me now is my favorite, safety app for sending money. Nowdays money reach to receiver faster than before, if you needs trusted app for sending money use paysend.
Hillylove T.
Paysend was a really exciting discovery as someone who regularly sends overseas payments. This has got to be the quickest, simplest and most efficient way of sending money.
Ally D.
Best app to send money from Canada to Ethiopia. It has zero fees if you are sending to someone's account, and the exchange rate is always reasonable. One time I tried to send money but there was a problem with the recipients account and I got my money back without even calling their customer service. They immediately refunded me. Keep up the great work on this app please. I am very pleased and will recommend this app to all of my relatives!
Kiing K.
I am from India and I work in north Macedonia.This app easily converts Macedonian Denar to Euro and sends it to India It is a very good app with almost no fees.
WaL N.
I just love using paysend. Me and my friends always use paysend for transferring money to my country. I hope paysend will always give us best rates and service and we will keep using it.
Touhidul P.
I recently used paysend and was thoroughly impressed! The team was professional, efficient, and provided excellent customer service. They exceeded my expectations in every way. Highly recommend. Used paysend to send money online and it was seamless! Fast transfers, competitive rates, and user-friendly interface. Highly recommend for hassle-free transactions!
Caleb S.
The service is reliable, money transfers are fast and simple. I occasionally receive promo codes from Paysend, which allow me to make transfers with no fee and a good exchange rate, and I really appreciate that.
Anastasiia M.
Trustable and very easy to use, supportive Service desk team and able to resolve any faced issues (as per my experience with the valuable support team)
Amr D.

*Testimonials are individual experiences and results may vary

Grow the community, together.

Ambassadors

For your community — with our support.

  • For the community leaders and creators your community already trusts
  • Help people send money home — and earn for every new user you bring
  • A tracked link, ready-made guides and visuals
  • Direct support from our team

Referral program

Your friends — your reward.

  • Share your link with the friends and family you'd recommend us to anyway
  • Earn for every one who joins and sends — up to $36 (or the local equivalent) per referrer

FAQ

Last updated: June 16, 2026

Yes — Paysend is a legitimate, regulated, and trustworthy money transfer service. Paysend operates through licensed and regulated entities in each major market we serve, including the United Kingdom (authorised by the FCA), the European Union (authorised by the Central Bank of Ireland), the United States (licensed money transmitter, NMLS ID 2048617, in the states listed here. In other US states and territories, money transmission services are provided by Central Bank of Kansas City), and Canada (registered with FINTRAC, licensed by Revenue Québec, and registered as a payment service provider (PSP) with the Bank of Canada under the Retail Payment Activities Act).

All transactions are protected by bank-grade encryption, 3D Secure card authentication, and 24/7 fraud monitoring. Paysend is PCI DSS Level 1 certified (the highest standard). Paysend serves over 12 million customers globally and holds a 4.2-star rating on Trustpilot. For full regulatory details specific to your country, see the legal disclosures in the footer.

Learn more about safety and regulation →

Paysend lets you send money internationally from your debit card, credit card, or bank account directly to a recipient's bank account, card, or mobile wallet in 170+ countries (available payout methods vary by country). You enter the amount, the recipient's details, and pay — most card-to-card transfers typically arrive in under 15 minutes. There is one low fixed fee per transfer regardless of the amount, plus an exchange rate margin on currency conversions.

Actual delivery times vary by route, recipient bank, time of day, and routine compliance checks

See how a transfer works step-by-step →

Paysend charges a low, fixed transfer fee that depends on the country you're sending from — typically from £1 in the UK, €1.50 in the EU, $2 in the US, and CAD $3 in Canada — regardless of how much you send. An exchange rate margin is included on currency conversions. Paysend does not charge recipient fees. Fee-free promotional offers may be available for new customers from time to time.

Disclaimer: Exchange rates and fees vary by jurisdiction and are subject to change. Please check the Paysend app or website for the most up-to-date information before sending a transfer. Third-party fees may apply and can reduce the amount received by recipients.

See live fees for your route →

Most card-to-card transfers typically arrive in under 15 minutes, and many land within seconds. Bank account transfers and mobile-wallet payouts typically take 1–3 business days depending on the destination country, your recipient's bank, and the time of day you send. You can track every transfer in real time in the app.

Actual delivery times vary by route, payout method, recipient bank, time of day, and routine compliance checks

Check delivery times by country →

Paysend supports transfers to more than 170 countries worldwide, with delivery to bank accounts, debit and credit cards, mobile wallets, and recipient phone numbers (Paysend Link). Available payout methods vary by destination. Available send-from countries include the UK, EU/EEA, US, and Canada. Service availability varies by jurisdiction.

See all supported countries and payout methods →

Transfer limits depend on your verification tier (Basic / Advance / Ultimate) and your country. Limits and currency vary by jurisdiction; certain US states (Arizona and Florida) apply state-specific limits in accordance with local money-transmission laws. You can view your current limits and raise them by completing additional ID verification in the Paysend app.

See full limits and how to upgrade →

You can cancel a transfer as long as it hasn't been processed yet. Open the Paysend app, go to Transfers, select the transfer, and tap Cancel.

Once a transfer is in progress or completed, contact Customer Support. Refund timelines vary depending on the type of issue:

• Cancellation refunds (e.g. wrong recipient details or technical failure): refunds typically take 3–10 business days to appear back on your card.
• Unauthorised transaction refunds: refunds are credited by the end of the next business day.

Disclaimer: Your cancellation rights (including time limits and refund eligibility) depend on your location and the laws that apply to your transfer. For US senders, most remittance transfers can be cancelled for a full refund within 30 minutes unless the funds have already been picked up or deposited, as permitted by law.

How to cancel a transfer →

Transfers are most commonly held for one of three reasons: additional ID verification is required (Paysend will message you in-app), the recipient's bank is processing the deposit (typical for first-time transfers to a new account), or a routine compliance check is in progress. Check live status in the app under Transfers. If a transfer has been pending for more than 24 hours, contact Support with your transaction number.

Read about transfer statuses →

No, in most cases they don't. Money goes directly to their bank account, debit/credit card, or mobile wallet — they don't need to sign up or download anything. For Paysend Link transfers (sent via phone number), the recipient receives an SMS with a one-time link to claim the funds to their card or account.

Learn how recipients get paid →

You can fund a Paysend transfer with a debit or credit card (Visa, Mastercard, China UnionPay), a bank transfer (where supported), or Apple Pay / Google Pay in eligible regions. Available methods depend on your country. Card payments are fastest; bank transfers are often cheaper for larger amounts.

See payment methods in your country →

You can close your Paysend account at any time. Open the app, go to Profile → Settings → Close account, or contact Customer Support at help@paysend.com from the email address on your account. Before closing, make sure all transfers are complete and your balance is zero. Paysend retains some transaction records after closure as required by applicable financial regulations, but your account will no longer be active and you won't receive any further communications.

Learn how to close your account →

Paysend Customer Support is available 24/7 through these channels:

  • In-app live chat — tap the chat icon in any Help Centre article. Fastest response.
  • Emailhelp@paysend.com
  • Phone — available in selected regions (US: +1-844-938-8840). Numbers for other regions, where available, are listed in the Help Centre.
  • Help Centrehelp.paysend.com for self-service guides.

When contacting Support about a transfer, include your transaction number (found in Transfers → tap the transfer → icon next to Transaction no) so the team can resolve your case faster.

Contact Customer Support →

Paysend's strength is simplicity and predictability: a single low fixed fee per transfer regardless of amount, and fast card-to-card delivery in 170+ countries. Wise offers the mid-market rate with variable percentage fees (often best for large transfers). Remitly and WorldRemit are strong for cash pickup and mobile-money payouts in specific corridors. The best choice depends on your destination, transfer size, and how your recipient prefers to be paid.