Paysend money transfer services

    Send money
    to Visa Debit cards

    Two global payment providers. One seamless way to move money

    A strategic collaboration
    built for global scale

    You can send money directly to eligible Visa Debit cards in multiple countries (eligibility depends on issuing bank and receiving country), often in near real time*. This capability is enabled through the collaboration between Paysend and Visa, aimed at improving the cross‑border transfer experience. Through this strategic partnership, Paysend leverages Visa’s global card network to strengthen and scale direct-to-card international transfers.
    By connecting fintech innovation with one 
of the world’s most established payment networks, this partnership expands access 
to efficient cross-border transfers for both consumers and enterprises.

    Partnering to power direct-to-card payments worldwide

    Visa Direct’s global payment network provides the card-based infrastructure that supports direct-to-card cross-border transfers. By routing transactions through established card rails, eligible Visa Debit cards can receive funds across supported markets without relying solely on traditional bank-to-bank settlement pathways.

    Pricing transparency

    Fast card settlement
    Transactions routed through Visa’s global network can enable funds to be credited to eligible Visa Debit cards quickly, depending on the corridor and local processing conditions.
    Reduced reliance on correspondent banking
    Traditional international bank transfers often depend on intermediary banks and
 multi-step settlement chains. Paysend’s card-based routing through Visa’s network can reduce intermediary layers 
in certain corridors, helping streamline international payments.
    Direct credit to eligible Visa Debit cards
    Funds are delivered directly to supported Visa Debit cards, allowing recipients to access money without requiring complex international bank details or additional intermediary accounts.
    Global network reliability
    Visa’s global payment network connects millions of cards 
and financial institutions worldwide. Combined with Paysend’s regulated processing infrastructure, this supports scalable cross-border transfers across multiple regions.

    How Card-to-Card Transfers May Compare 
with Bank-to-Bank Transfers

    • Delivery method
      Visa Debit Card Transfer
      Visa Debit Card Transfer
      Funds sent directly to an eligible Visa Debit card. (eligibility depends on issuing bank and receiving country)
      Traditional Bank Transfer
      Traditional Bank Transfer
      Funds may be sent to a bank account via intermediary banks
    • Required details
      Visa Debit Card Transfer
      Visa Debit Card Transfer
      Recipient’s Visa Debit card number
      Traditional Bank Transfer
      Traditional Bank Transfer
      IBAN / Account number + SWIFT/BIC
    • Settlement pathway
      Visa Debit Card Transfer
      Visa Debit Card Transfer
      Card network infrastructure 
(Visa Direct)
      Traditional Bank Transfer
      Traditional Bank Transfer
      Correspondent banking network
    • Intermediary banks
      Visa Debit Card Transfer
      Visa Debit Card Transfer
      Often, fewer intermediary layers
      Traditional Bank Transfer
      Traditional Bank Transfer
      May involve multiple intermediary banks
    • Speed
      Visa Debit Card Transfer
      Visa Debit Card Transfer
      Often near real-time or same-day*
*Please note: While most transfers are now received within minutes, delivery times can still vary based on the recipient’s bank processing, compliance checks, or other local conditions.
      Traditional Bank Transfer
      Traditional Bank Transfer
      Typically 1–5 business days
    • Accessibility
      Visa Debit Card Transfer
      Visa Debit Card Transfer
      Access via debit card, ATM, or card-linked services
      Traditional Bank Transfer
      Traditional Bank Transfer
      Requires active bank account access
    • Transparency
      Visa Debit Card Transfer
      Visa Debit Card Transfer
      Fees and FX shown before confirmation (provider-dependent)
      Traditional Bank Transfer
      Traditional Bank Transfer
      FX margins and intermediary 
fees may vary
    • Weekend processing
      Visa Debit Card Transfer
      Visa Debit Card Transfer
      May be processed outside standard banking hours
      Traditional Bank Transfer
      Traditional Bank Transfer
      May be limited to banking hours
    • Use case
      Visa Debit Card Transfer
      Visa Debit Card Transfer
      Direct-to-card international transfers
      Traditional Bank Transfer
      Traditional Bank Transfer
      Bank-to-bank international payments

    Confidence in every transfer

    Speed
    Eligible Visa Debit card international transfers can be delivered quickly, across supported corridors, depending on local processing conditions.
    Security
    Transfers move through Visa’s global payment network and Paysend’s regulated infrastructure, supported by encryption, monitoring, and compliance safeguards.
    Accessibility
    Funds can be delivered directly to eligible Visa Debit cards across multiple countries, reducing the need for complex international bank details.
    Predictability
    Transfer fees and exchange rates are shown before sending, helping users understand the total cost in advance.

    How direct-to-card transfers work 
in every transfer

    Follow the simple 
step-by-step Visa Debit card transfer process:

    1. Enter the recipient’s Visa card number
    2. Review the transfer amount, FX rate, and fees
    3. Confirm and send
    4. Funds are sent fast and securely

    Global protection, applied end-to-end

    Security underpins every transfer. Transactions are supported by Visa’s 
global network safeguards and Paysend’s regulated payment infrastructure, 
with multiple layers of protection applied throughout the process.
    PCI DSS protection
    Paysend follows PCI DSS standards — the same global security rules used by major banks and card networks. 
This means your card details are handled and stored 
using strict industry safeguards.
    Visa network security
    Transfers routed through Visa Direct move across 
Visa’s global payment network, which is designed 
to detect fraud, monitor transactions, and protect cardholders worldwide.
    Encryption and 2-Step Verification
    Your data is encrypted during transmission, meaning 
it’s scrambled and unreadable to unauthorized parties. Additional security steps, such as two-factor authentication (2FA), help confirm that only you can approve 
your transfers.

    Transparent transfer costs. No surprises

    Flat transfer fees
    In many corridors, Paysend applies a fixed transfer fee. The cost is displayed before you confirm the transaction 
to the Visa Debit Card.
    Exchange rate visibility
    You can review the applicable exchange rate and the amount your recipient will receive before sending. This helps you understand the full cost of the transfer.
    Preview via sending methods and corridor
    For popular routes – such as UK to Poland (GBP to PLN), US to Mexico (USD to MXN), Canada to Azerbaijan (CAD 
to AZN) or Czech Republic to Kyrgyzstan (CZK to KGS) – you can preview fees and delivery methods directly in the app before completing a transfer.
    No hidden charges from Paysend
    The total fee and exchange rate for the Visa Debit card international delivery method are shown upfront. Paysend does not charge additional hidden fees; however, receiving banks or card issuers may apply separate fees.

    FAQ

    • Can I send money directly to a Visa Debit card?

      Yes, in many corridors you can send money to a Visa Debit card worldwide, directly using services that support Visa Debit transfers. Instead of entering full bank account details, you typically provide the recipient’s card information, depending on local requirements.

    • How does Visa Direct work?

      Visa Direct transfers allow you to send funds directly to eligible Visa Debit cards, bypassing traditional bank-to-bank settlement. Payments are routed through Visa’s global network, combined with Paysend’s regulated infrastructure, to enable fast, with security measures card-to-card transfers in supported countries.

    • How long does a fast Visa transfer take?

      Delivery time depends on the sending country, destination, and local processing conditions. In many cases, fast Visa transfers or real-time card transfers can be completed in near real time or within the same day, though timing is not guaranteed.
      Please note: While most transfers are now received within minutes, delivery times can still vary based on the recipient’s bank processing, compliance checks, or other local conditions.

    • Do I need the recipient’s bank account details?

      Delivery time depends on the sending country, destination, and local processing conditions. In many cases, fast Visa transfers or real-time card transfers can be completed in near real time or within the same day, though timing is not guaranteed.
      Please note: While most transfers are now received within minutes, delivery times can still vary based on the recipient’s bank processing, compliance checks, or other local conditions.

    • Is sending money to a Visa Debit card safe?

      Yes. Transfers routed through Visa’s global payment network use industry-standard security protections. Services like Paysend also apply encryption, monitoring, and identity verification to help protect users and reduce fraud risk. You can rely on secure card-to-card transfers backed by global standards.

    • What are the fees for sending an international Visa transfer?

      Fees depend on the corridor and funding method. In many cases, the total transfer fee and exchange rate are shown before you confirm the payment. International Visa transfers are transparent, with no hidden charges from Paysend. Card issuer or receiving bank policies may apply separately.

    • Can I send money internationally to a Visa Debit card?

      Yes, Visa Debit card international payments are supported in many countries. Card transfer international options and transfer money globally. Visa services are available, depending on the destination and local payment infrastructure.

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    Paysend Group © 2026. All rights reserved.

    Paysend EU Designated Activity Company is incorporated in the Republic of Ireland with company registration number 678642. Our registered office is at 6th Floor, South Bank House, Barrow Street, Dublin 4, Ireland. Paysend EU DAC is authorised and regulated by the Central Bank of Ireland (Firm Reference Number: C443739) as an electronic money institution permitted to issue e-money and provide payment services.

    © 2025 Paysend EU DAC. All rights reserved.

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