was made in December 2022 as small business minister Kevin Hollinrake launched a review into the problem.<\/span><\/p>Whilst legislation would be a welcome help to small business, there are actions owners can take to improve their own cash flow positions. <\/span><\/p>1. Gain maximum visibility<\/span><\/h2>The best way to nip cash flow problems in the bud is by ensuring you can spot warning signs as early as possible. Checking your business’s cash position on just a monthly or even weekly basis increases the risk that problems could go undetected for too long. Using cash flow modelling software, you can see in real time what the impact of rises in costs or overdue invoices will be and take necessary, pre-emptive action. <\/span><\/p>2. Incentivise early payment<\/span><\/h2>Customers can be encouraged to settle bills on time by offering a small discount for prompt payment. Conversely, you could consider adding interest charges to overdue invoices. 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Despite these considerations, Ashley Mallet, head of business at Paysend, says there has never been an easier time to ‘go global’: “Working with overseas suppliers can provide a wide range of benefits to UK firms – and there is no need for businesses to be nervous about entering into a cross-border partnership for the first time. Today’s communication and financial technology means that dealing with and managing foreign suppliers, whether they are manufacturers, wholesalers or contract workers, has never been easier.”<\/span><\/p>Make sure the price is right<\/span><\/h2>The first and often most important consideration of working a new supplier, regardless of where they are based, is the cost of the goods or services they are providing. 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Initial contact has been made much simpler to manage through the mass adoption of Teams and Zoom. Once a relationship is established, follow-up meetings should be scheduled on a regular basis.<\/span><\/p>Know your legal obligations<\/span><\/h2>You will also need to understand any legal requirements that result from your relationship with a foreign supplier. For example, if you are employing foreign contractors to carry out work for you, you may need to adhere to local labour or tax laws while also complying with UK regulations. In some cases, it could be worth exploring an ‘employer of record’ service. This involves a third-party organisation acting as the legal entity employing foreign workers and taking responsibility for handling relevant regulations. <\/span><\/p>Choose the right payment solution<\/span><\/h2>Making cross-border payments on time, in accordance with your contractual terms and with the minimum of hassle is key to successful relationships with overseas suppliers.<\/span><\/p>For SMEs, the benefits of using overseas suppliers are significant, but so are the possible complexities. 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