2026 offer: Get a $5 bonus and no fee on your first two transfers with Paysend

Back-to-school season means new books, new routines, new friends — and for a lot of families, it means being far from someone who's starting all of it. Sending money home in this moment isn't just a transaction. It's a way of showing up for the school run you can't make, the assembly you'll only hear about afterwards — the everyday things that don't stop just because you're not there in person. A transfer can't close the miles, but it can close the gap that matters most — knowing they have what they need, right when they need it.

It's also one of the most expensive times of year — school supplies, uniforms, tuition, and everyday essentials all add up at once. Sending money home for the first time usually comes with a fee. Paysend's new customer offer removes the fee entirely and adds a $5 bonus, on not just one transfer but your first two. Below is exactly what's included, and how to make sure you claim both bonuses rather than just the first.

What the offer actually includes

New customers get a $5 USD bonus, and will pay no transfer fee on each of their first two international transfers over $100 USD, or equivalent currency. The bonus is credited after each qualifying transfer completes, and the whole offer runs from 14 August until 30 September 2026. It's built specifically for people opening a Paysend account for the first time — timed for the season when sending a little extra, a little more often, tends to matter most.

Each of the two transfers needs the promo code SEPT5 entered separately, which the next section covers in detail.

Understanding transfer costs: fee and exchange rate

Providers typically charge in two ways: a flat fee at the time of transfer, or through the exchange rate applied to your money, and some combine both. Neither approach is better or worse on its own – it just means the fee alone doesn't tell you the full story.

A reliable way to compare providers is to look at the total amount that arrives on the other end, not just the fee shown at checkout. Paysend shows this total upfront, before you confirm a transfer, so you can see exactly what your recipient will get.

How to claim both bonuses, step by step

Claiming the offer is straightforward, but it's worth following the steps in order since the code needs to be entered twice with each transfer. First, create a Paysend account. Start an international transfer over $100 USD, and enter the promo code SEPT5 before you confirm the transfer — not after, since it can't be applied retrospectively. You'll see the transfer fee is removed. Once the transfer completes, the $5 bonus is credited to your account. Then, for your second qualifying transfer, repeat the same steps and enter the code again.

1. Create a Paysend account.
2. Start a transfer over $100.
3. Enter the code SEPT5 before confirming.
4. Repeat for a second transfer over $100 USD, entering the code again.

The most common way people miss out on the second $5 bonus and the fee-free transfer is by assuming it applies on its own. It doesn't — the code has to be entered on each transfer individually.

What a transfer under this offer actually looks like

Say you're sending $150 USD to a family member for the first time, right as the new term is starting. Without an offer, a typical international money transfer might carry a fee of a few dollars. Under this offer, that same $150 transfer carries no fee, and $5 is credited back to you once it completes — meaning more reaches your recipient at exactly the moment it's needed, and something comes back to you too. Send a second transfer, also over $100 USD, enter the code again, and the same terms apply a second time: no fee, another $5 bonus. Two transfers, two chances to help cover what this season brings, without the distance making it any harder.

What the offer doesn't cover

It's worth being clear about where the offer's limits sit, so there are no surprises partway through. The offer applies only to new customers, so existing Paysend customers aren't eligible for it. It covers only the first two transfers over $100 USD – a third transfer, or any transfer under $100, doesn't qualify. The code must be entered before the transfer is confirmed, since it can't be added afterward. And the offer closes on 30 September 2026, after which no transfer qualifies, regardless of whether the code is entered.

What to check before sending your first transfer

Beyond the offer itself, a few practical checks are worth making before you transfer money online to a new destination. The receiving method available varies by corridor — some destinations support bank transfer, card, and cash pickup, while others support fewer options, so it's worth confirming what's available for where you're sending – but this is easily checked in the app once your account is created – with no set-up costs. Delivery time also varies: most transfers arrive within a few hours, but this depends on both the destination and the receiving method chosen. Finally, recipient details are the single most common cause of delay, so double-checking account numbers and names before confirming is worth the extra minute.

Even from a distance, this is one way of staying part of the everyday moments — not just the big ones.

Unlock offer today

Frequently asked questions

Does the offer apply to existing customers?

No. It's for new customers only, on their first two qualifying international transfers.

What happens if I forget to enter the code on my second transfer?

The bonus and fee-free transfer offer won't apply. The code SEPT5 needs to be entered separately on each of the two qualifying transfers.

Is there a minimum transfer amount?

Yes. Each qualifying transfer needs to be over $100 USD or equivalent currency.

Does the $5 bonus apply before or after the transfer completes?

After. The bonus is credited once each qualifying transfer is complete, not at checkout.

What happens after 30 September 2026?

The offer ends. Transfers made after this date aren't eligible for the offer, even if the code is entered.

Can a transfer under $100 count toward the offer later?

No. Each qualifying transfer needs to individually be over $100 USD or equivalent currency.

New customer offer. Valid from 14 August through 30 September 2026. Send an international transfer from any sending country supported by Paysend, excluding the UK, the EEA, and Canada, of at least $100 USD (or equivalent), enter promo code SEPT5, and receive a no-transfer- fee transfer plus a $5 USD (or equivalent) bonus reward on each of your first two eligible transfers (max $10 USD bonus reward). Bonus credited to your Paysend Bonus Account within 24 hours of successful transfer. FX rates are determined by Paysend and may include a margin. Third-party fees may apply. Not valid for same-currency transfers. T&Cs apply: https://paysend.com/marketing-tc.