Instant transfers to all 25 Thai banks
New banking rules. Better ways to send.
Big changes have recently taken place in Thailand’s banking system – and they’re making it harder for some services to send money reliably. But with Paysend, it’s easier than ever.
As of May 2025, local transfers to Thai bank accounts are now limited to just 7 out of 25 banks due to regulatory changes. But here’s the good news: Paysend isn’t limited by this. You can still send money to all 25 major Thai banks with just your recipient’s card number – and most transfers arrive instantly.
Whether you're supporting family in Bangkok, covering costs in Chiang Mai or paying for services in Phuket, Paysend gives you the flexibility others can't.
Why Paysend stands out
While many providers are restricted by the new rules, Paysend uses debit card transfers to deliver funds in real time – across all Thai banks.
No account number, no SWIFT code. Just the 16-digit card number (PAN) is enough.
Which banks can receive card transfers?
You can send money via card to these 25 banks with Paysend:
- Bangkok Bank (BBL)
- Kasikorn Bank (KBANK)
- Krungthai Bank (KTB)
- Siam Commercial Bank (SCB)
- CIMB Thai Bank (CIMB)
- Bank of Ayudhya (BAY)
- Kiatnakin Bank (KKP)
- TMBThanachart Bank (TTB)
- United Overseas Bank (UOB)
- Standard Chartered Bank (SCBT)
- Land and Houses Bank (LH Bank)
- ICBC (Thai)
- Government Savings Bank (GSB)
- Export-Import Bank of Thailand
- Thai Credit Retail Bank
- Government Housing Bank
- Bank for Agriculture and Agricultural Cooperatives (BAAC)
- Thanachart Bank (legacy support)
- Citibank Thailand
- MUFG Bank
- Deutsche Bank
- HSBC Thailand
- Mizuho Bank
- Sumitomo Mitsui Banking Corporation
- Shinhan Bank
Bangkok Bank is especially popular among recipients — and with Paysend, transfers to Bangkok Bank debit cards arrive almost instantly. You’ll also see live exchange rates before confirming — including the real-time Bangkok Bank FX rate.
How to send money to Thailand with just a card number
- Log into your Paysend account
- Select Thailand as your recipient’s country
- Enter their 16-digit debit card number
- Enter the amount you'd like to send
- Confirm and hit send
Transfers usually arrive within one minute.
Why this matters: The benefits of card-based transfers
- Real-time delivery: Most transfers arrive in seconds
- No bank account needed: Just a card number
- Live FX rates: Including Bangkok Bank dollar rates
- Full coverage: Send to all 25 banks — even those not supported under new account transfer rules
- 7-day support: Help is always on hand
Frequently asked questions
Do I need a bank account number to send money?
No – just the recipient’s debit card number.
Is this safe?
Absolutely. Paysend uses advanced encryption and is fully licensed and regulated.
What’s the max amount I can send?
This will depend on your sending country - please reach out to our Customer Service team.
Will more options be added?
We already support all major Thai banks via card. But we’ll continue to enhance coverage as banks adapt.
Can I check the FX rate before sending?
Yes — real-time rates are always displayed in the app.
Start sending today
Paysend is one of the only services that still lets you send to all major Thai banks without restriction — and with real-time delivery. If you’re sending money to Thailand, there’s never been a better time to use card transfers.
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