Send money to China from Europe: Great FX rates and no extra fees when you pay from your bank account

Whether you’re helping family with bills in Beijing, sending a gift to Shanghai, or managing education costs abroad — transferring money from Europe to China should be simple, fast and affordable.

That’s where Paysend comes in. With our latest update, sending euros to Chinese yuan (EUR to CNY) just got a whole lot smarter.

What’s new?

We’ve introduced better-than-ever pricing for eur to cny transfers. Here’s what you can expect:

One of our most competitive exchange rate eur to cny offers yet – so you get more yuan for every euro
Zero additional fees when you fund your transfer with a European bank account
A low, clear 0.3% fee when paying by card

Example: If you send €1,000 from your bank account, you’ll save around €5 compared to using a card. The more you send, the more you save – and it adds up over time.

Why choose Paysend to send money from Europe to China?

Improved FX rates – get more CNY for your euros
Zero additional fees when funding from your EU bank account
Transparent, low card fee if you choose to pay by card
Trackable transfers you can send in minutes
Send to bank cards, bank accounts, or digital wallets
Available 24/7 on the Paysend app or website

Whether you’re sending a one-off gift or regular support, it’s one of the fastest and cheapest ways to send money to China from Europe.

SEND TO CHINA

Chinese communities across Europe

Europe is home to a growing and vibrant Chinese diaspora. From Paris and Lyon to Berlin, Amsterdam, and Barcelona, families, students, and entrepreneurs maintain close ties with loved ones back home in China.

Paysend helps keep those connections strong — making it easier to support family financially, without the high fees or complicated processes of traditional banks.

So whether you’re sending to cover university fees, family expenses or festive treats, Paysend makes every euro count.

How to send money to China from Europe with Paysend

Log in or sign up to the Paysend app or website
Choose China as your destination
Add your recipient’s details (bank card, account or digital wallet)
Select your payment method – bank account (no extra fees) or card (0.3% fee)
Check the live eur to cny rate and review fees before confirming
Tap send – and your money’s on its way

Start saving today

With better exchange rates, zero extra fees from your EU bank account, and fast transfers to China, there’s never been a better time to try Paysend.