Best way to send money in 2025 - avoid traditional banks and their high fees

Sending money to friends, family or business partners abroad should be quick, easy and affordable, right? But with traditional options - like trips to the bank, postal services or even outdated apps - it can feel like an uphill battle with high fees, delays and endless forms.

You’re probably wondering what the best app to transfer money internationally is. Well, that's where Paysend comes in. We’re here to make international money transfers fast, secure and easy. 

Nowadays, nearly everyone carries a smartphone and with it comes the convenience of managing tasks at your fingertips. Money transfers are no exception. Apps have revolutionised the way we send money, offering speed, ease and affordability that traditional methods simply can't match. Here’s why Paysend is one of the best choices for sending money internationally.

1. No more hidden fees

Traditional banks and services often charge high transfer fees and add hidden costs along the way. With Paysend money transfers you’ll get transparent real-time pricing with no unpleasant surprises. Plus, our low fees make it easier to send money across borders without paying extra for convenience. We charge just 1 GBP, 1.99 USD or 1.50 EUR (or equivalent currency) no matter what country you’re sending to or how much you’re sending!

2. Faster transfers

Gone are the days when international money transfers took days or even weeks. When you transfer money internationally with Paysend, most transfers will arrive in seconds. Our digital process eliminates paperwork, speeding up delivery so that your loved ones receive funds when they need them.

3. 24/7 availability - no bank hours needed

Traditional banks operate within specific hours, which can be inconvenient for international transfers across time zones. With Paysend, you can send money 24/7, straight from your phone or web browser, wherever you are. No need to stand in long lines or wait for the bank to open.

4. Secure and reliable

Sending money digitally might feel new to some, but rest assured, with Paysend, security is paramount. Our bank-level encryption and security measures mean that your money and personal information are protected at every step. You can send funds confidently, knowing they’ll arrive securely. Additionally, Paysend meets PCI DSS standards for Visa and Mastercard requirements and undergoes regular audits to maintain compliance and refresh our status. 

5. No more physical visits

Traditional methods require trips to banks or other physical locations, which can be time-consuming and inconvenient. Paysend puts the power of international transfers right in your hand with a mobile app that’s easy to use. Send money from anywhere, whether you’re at home, at work or on the go.

6. Better exchange rates

Banks often offer poor exchange rates, meaning you lose more money in the transfer process. Paysend offers competitive rates, ensuring you get more value for your money. Say goodbye to losing out on currency exchanges and enjoy better rates that let you send more to those who need it.

How do I transfer money with Paysend?

The best way to experience Paysend is through our mobile app, designed for quick access and seamless transactions. Click on the download link for your mobile device below:

• iOS users 
• Android users 
• Huawei users

Or, if you’re reading on a browser, you can create your account through our official website.

Paysend vs. Wise: A closer look at transfer fees

When sending money internationally, getting the best value is key - especially when it comes to fees. Understanding the cost upfront helps you make informed decisions and keep more of your money where it matters. Make sure you choose an app that’s transparent, reliable and flexible.

Even when you’ve moved away from traditional banks and found an app, fees can vary widely between services. Let’s take a closer look at how Paysend and Wise compare on transfer costs.
At Paysend, we believe in simplicity. That’s why we charge a flat fee of just £1 GBP or equivalent currency per transfer, regardless of the destination or the amount you’re sending. Even better, transfers directly to bank accounts are completely fee-free, making it easy to save while supporting your loved ones abroad.

Wise, on the other hand, calculates fees based on several factors, including the currency pair, transfer amount and payment method. While they are transparent about their pricing, Wise’s fees often add up. For example, sending £1,000 from GBP to RON with Wise incurs a fee of £4.75 GBP - a notable difference compared to Paysend’s flat £1 GBP fee.

With Paysend, you can enjoy low, predictable fees and a service designed to help you save. Why pay more when you can keep more?

Switch to a modern solution with Paysend

If you’re tired of paying high fees, waiting in lines or dealing with outdated processes, it’s time to switch to Paysend. Our easy-to-use app makes sending money internationally fast, secure and eas. Say goodbye to traditional banks and slow services and join the future of money transfers with Paysend!
Whether you’re sending funds to support family or treat friends, Paysend offers an efficient, modern solution that beats traditional banks and costly postal services every time. Download the app today and experience how easy sending money should be.

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