Paysend Enterprise Quarterly Update – Q3, 2026

A new name for nine years of building

Q3 was the quarter we put our new brand to work. After announcing it in June, we spent the summer rolling it out across our products, our site and our partnerships, saying out loud what we've been building since 2017: the infrastructure money moves on. Along the way, Visa told the story of our collaboration in its own words, we connected new corridors in both directions, and we took a major regulatory step in the Middle East. Here's what happened, and where we're going next.

A brand built for what we've become

We announced our new brand in June, and Q3 was about bringing it to life everywhere Paysend shows up.

Paysend started as a consumer card-to-card transfer app. Nine years later, it is full-stack payments infrastructure: a network reaching 25+ billion digital endpoints across 170+ countries, interoperable across currencies and rails, running on technology we own and operate. Processing, FX, orchestration and settlement are all in-house and proven at scale. Today that infrastructure serves over 12 million customers (as of June 2026) and leads enterprises worldwide.

For enterprise partners, the new brand says plainly what we do: one integration, one network, every way to move money.

Why a consumer award matters to an infrastructure company

In July, Paysend was named to Sifted's 100, its list of standout consumer businesses. It's a recognition we're proud of, and one that matters for our enterprise partners too.

Most infrastructure companies never touch an end customer. We touch millions every day: 12M+ customers transacting on the same rails our enterprise partners build on. That creates a loop. Every real transaction tests the network, surfaces what to improve, and feeds back into the infrastructure underneath it. The app didn't go away when we became infrastructure. It became one of our biggest advantages.

For partners, that means building on rails proven against real-world traffic every single day.

Deepening our Visa partnership

Our collaboration with Visa Direct goes back years, and this quarter Visa told the story in its own words. A new Visa Direct case study shows how Paysend and Visa Direct are streamlining global payments for businesses.

The collaboration began with supporting expats and families separated by borders, where a transfer to a Visa card can be spent on groceries, school fees or medicine as soon as it lands. It has since grown alongside Paysend's full-stack infrastructure, with Visa Direct as a key collaborator supporting cross-border card transactions.

The results so far:

• 65% growth: Paysend's volume through Visa Direct has grown 65% year-on-year in cross-border card payouts across key markets
• Speed: the majority of transactions are processed in real time or near-real time, with the rest typically settling within 24 hours
• Fast onboarding: new enterprise clients can typically be onboarded in as little as two weeks, with one integration for global coverage
• Scale: over $10B processed annually across Paysend's network

New corridors, both directions

This quarter we added partners that extend the network into Central Asia and the Caucasus and, in one case, open it up in both directions.

• Paysend x Bir (Azerbaijan): Bir, Azerbaijan's integrated banking, payments and e-commerce ecosystem, has launched international money transfers in its m10 mobile wallet, powered by Paysend. More than 5 million Azerbaijani customers can now send payouts to more than 170 countries. As Danny May, our Head of Enterprise, put it, businesses need reliable, scalable and globally connected payment infrastructure to succeed, and that's what Bir now offers its users.
• Paysend x UPT (Türkiye): We went live with a two-way integration with UPT, a leading international money transfer company. Paysend users can now send money in real time, 24/7, to all bank accounts in Türkiye and to Korti Milli cards in Tajikistan through UPT's infrastructure. In the other direction, transfers from Türkiye can reach over 25 billion cards in 170+ countries through the Paysend network.

A global network isn't built by one company dominating every market. It is built by connecting the companies each market already runs on, market by market, partner by partner. UPT integrated with us, and we integrated with them. A connection that runs one way is simply a supply chain. A true network runs both ways.

Zoe Duncombe-Wood, Chief Network Officer, Paysend

UPT is a network-to-network connection that works both ways, and it's a model we plan to repeat with other partners.

Expanding into the Middle East

In September, Paysend received In-Principle Approval from the Central Bank of the UAE (CBUAE) to establish a licensed presence in the Emirates, in two categories: Stored Value Facility and Category IV Digital Exchange Business.

This brings us closer to a regulated presence in the UAE, which will become the hub for our Middle East operations. Once we receive the full operating licence, we plan to connect UAE businesses and consumers to our global network of 25+ billion endpoints across 170+ countries.

Spotlight: Empowering Global Payroll

This quarter, Paysend has been looking at how we support our Payroll partners globally by streamlining operations and scaling coverage.

Turnkey Global Payouts: Integrate our API to offer instant, multi-currency salary deposits directly to bank accounts, cards and wallets worldwide; with built-in compliance and automated reconciliation.

Smarter Treasury Management: Use our Instant Settlement Account to manage liquidity, lock in favorable FX rates, and handle cross-border payments efficiently alongside your existing payroll workflows.

See how Deel connected to the Paysend Enterprise API to simplify cross-border card payouts and grow payout volumes year over year.

Whether you're an enterprise payroll provider or an emerging HR Tech platform looking to expand your international footprint, our infrastructure handles the cross-border heavy lifting so you can focus on seamless employee experiences.

Get in touch at [email protected]

Looking Ahead – Events & Community

This autumn, you'll find the Paysend team at:

• Mastercard NAM Move Partner Day, NYC - Nov 5
• VISA Payments in Motion NYC - Nov 4-5
• NextGen Payments & RegTech Forum, Austin TX - Nov 10
• CrossTech Payments Conference, Miami - Nov 17-19

If you're attending, we'd love to meet.

Partner with Paysend

Whether you're opening new corridors, adding payout methods, or scaling on secure, compliant infrastructure, Paysend Enterprise is built for it.

Thanks for being part of our journey.

Paysend – The infrastructure money moves on.