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The Post Office has long been one of the UK’s most trusted institutions – offering postal services, banking and money transfer options through both its physical branches and digital platforms.

But in 2025, the way people send money abroad has changed dramatically. With global families, digital adoption, and cost pressures reshaping the international transfer market, UK customers now have more choices than ever, from traditional services like the Post Office to fast, low-cost digital alternatives such as Paysend.

This guide explains how Post Office money transfers work today, what’s changed since 2020, and how it compares to modern digital money transfer services so you can choose what’s best for you.
 

There are currently over 2 million Spanish citizens living and working abroad, and there are vibrant communities that celebrate Spanish culture across Europe, North America and South America.

Many people who have moved away from Spain have travelled to follow professional and educational opportunities, and they often send money home to friends and family in Spain.

HSBC is a British bank with around 7,500 branches in over 80 countries and territories in Europe, the Asia-Pacific region, the Americas, the Middle East and Africa. You can do your everyday banking with HSBC, get a loan from HSBC, send money abroad with HSBC… There are plenty of services available.

But is it worth transferring money with HSBC given that there are specialist money transfer services that can be easier, cheaper and faster?

Ria is a money transfer service used by many people around the world. It’s primarily used for in-store transfers where customers send money with the help of a cashier at one of Ria’s agent locations.

Although very popular, Ria is just one of many money transfer services available, and each varies on speed, cost and convenience, and before you choose Ria you should do your research.