Using MoneyGram to send money online

MoneyGram is one of the largest money transfer companies in the world, with millions of customers around the world. You can choose to send money offline or online with MoneyGram, either from a smartphone or laptop, or one of their many agent locations.
It’s a great company for some people because of its flexibility and convenience, but others may be put off by the fees and the fact that MoneyGram is a favourite of fraudsters because transfers can’t be traced.
There are a number of factors you should consider before you start using MoneyGram to send money abroad. In this blog we will review MoneyGram to show you what it’s really like, including looking at the pros and cons of MoneyGram, so that you can decide whether it’s the right transfer service for you!
MoneyGram - send money online
If you want to send funds online with MoneyGram, you can access their transfer platform on any device via a browser, or via their mobile app. Before you can send money you’ll first need to register for a MoneyGram account, which can take some time.
Here are some of the pros and cons of using MoneyGram for your online money transfers:
Pros:
- You can choose how you want the money to be received, whether directly to a bank account or to be picked up as cash by your recipient.
- Lots of cash pick-up locations
- Instant transfer of funds to the recipient for cash pick-up
Cons:
- Fees can be high - for example, sending £400 from the UK to a bank account in Nigeria will cost you £11.99 in fees
- You can’t send money with just card details - you’ll need various bank details
- You can’t track your payment, so MoneyGram is often used by scammers
- Although MoneyGram exchange rates are generally better than high street banks, you may be able to find better exchange rates with other money transfer providers
Is there another option to MoneyGram?
One of the main things that put people off MoneyGram are the fees, which can be very high.
When you send money to friends and family abroad, you want to save as much as you can so that more of your money reaches the recipient. The factors that affect this include the exchange rate and transfer fees.
Paysend is a fast and easy money transfer platform that lets users send money directly to bank accounts or cards with just a name and card number.
Money transfers to bank accounts with Paysend have zero transfer fees, and to cards cost just £1, €1.5 or $2 (or equivalent amount). Paysend uses excellent, competitive exchange rates, so if you send money with Paysend you might save yourself some money rather than MoneyGram!
On the Paysend homepage you’ll find a useful tool to help you find out if your money transfers with Paysend might be better for you than with MoneyGram. Click here to visit the homepage and get started.
Ultimele postări

Bank wire transfers via SWIFT, SEPA, and ACH power most institutional cross-border payments through established bank networks, while digital services like Paysend streamline personal remittances with direct-to-card transfers* and upfront pricing. This article explains how each system works, its structural trade-offs for everyday international senders, and why Paysend may be more practical for expats, migrant workers, and freelancers, though bank wires remain essential for corporate needs.
This comparison matters most for individuals sending money internationally for personal or family reasons – such as expats supporting relatives, migrant workers paying rent, international students covering tuition, or freelancers handling recurring transfers – rather than corporate treasury operations or large institutional settlements.
Comparisons reflect general industry characteristics and may not apply to all transactions or providers.

Paysend makes it easy to send money to Moldova. Transfers can go straight to eligible Visa Debit cards or bank accounts – often within minutes depending on the recipient’s card issuer, payment method, and required checks With a simple fixed-fee model, you always know what you’ll pay. It’s a straightforward way to send money to Moldova online using card-to-card transfers.
Paysend operates as part of a global payments infrastructure designed to support continuous, reliable money movement across borders. Our international money transfer service allows users to send money to more than 100+ countries, including Moldova, using card networks such as Visa.