Send money
to Visa Debit cards

Two global payment providers. One seamless way to move money

A strategic collaboration
built for global scale

You can send money directly to eligible Visa Debit cards in multiple countries (eligibility depends on issuing bank and receiving country), often in near real time*. This capability is enabled through the collaboration between Paysend and Visa, aimed at improving the cross‑border transfer experience. Through this strategic partnership, Paysend leverages Visa’s global card network to strengthen and scale direct-to-card international transfers.

By connecting fintech innovation with one  of the world’s most established payment networks, this partnership expands access  to efficient cross-border transfers for both consumers and enterprises.

Partnering to power direct-to-card payments worldwide

Visa Direct’s global payment network provides the card-based infrastructure that supports direct-to-card cross-border transfers. By routing transactions through established card rails, eligible Visa Debit cards can receive funds across supported markets without relying solely on traditional bank-to-bank settlement pathways.

Pricing transparency

How Card-to-Card Transfers May Compare  with Bank-to-Bank Transfers

Delivery method
Visa Debit Card Transfer
Funds sent directly to an eligible Visa Debit card. (eligibility depends on issuing bank and receiving country)
Traditional Bank Transfer
Funds may be sent to a bank account via intermediary banks
Required details
Visa Debit Card Transfer
Recipient’s Visa Debit card number
Traditional Bank Transfer
IBAN / Account number + SWIFT/BIC
Settlement pathway
Visa Debit Card Transfer
Card network infrastructure  (Visa Direct)
Traditional Bank Transfer
Correspondent banking network
Intermediary banks
Visa Debit Card Transfer
Often, fewer intermediary layers
Traditional Bank Transfer
May involve multiple intermediary banks
Speed
Visa Debit Card Transfer
Often near real-time or same-day* *Please note: While most transfers are now received within minutes, delivery times can still vary based on the recipient’s bank processing, compliance checks, or other local conditions.
Traditional Bank Transfer
Typically 1–5 business days
Accessibility
Visa Debit Card Transfer
Access via debit card, ATM, or card-linked services
Traditional Bank Transfer
Requires active bank account access
Transparency
Visa Debit Card Transfer
Fees and FX shown before confirmation (provider-dependent)
Traditional Bank Transfer
FX margins and intermediary  fees may vary
Weekend processing
Visa Debit Card Transfer
May be processed outside standard banking hours
Traditional Bank Transfer
May be limited to banking hours
Use case
Visa Debit Card Transfer
Direct-to-card international transfers
Traditional Bank Transfer
Bank-to-bank international payments

Confidence in every transfer

How direct-to-card transfers work  in every transfer

Follow the simple  step-by-step Visa Debit card transfer process:

1. Enter the recipient’s Visa card number
2. Review the transfer amount, FX rate, and fees
3. Confirm and send
4. Funds are sent fast and securely

Global protection, applied end-to-end

Security underpins every transfer. Transactions are supported by Visa’s  global network safeguards and Paysend’s regulated payment infrastructure,  with multiple layers of protection applied throughout the process.

PCI DSS protection

Paysend follows PCI DSS standards — the same global security rules used by major banks and card networks.  This means your card details are handled and stored  using strict industry safeguards.

Visa network security

Transfers routed through Visa Direct move across  Visa’s global payment network, which is designed  to detect fraud, monitor transactions, and protect cardholders worldwide.

Encryption and 2-Step Verification

Your data is encrypted during transmission, meaning  it’s scrambled and unreadable to unauthorized parties. Additional security steps, such as two-factor authentication (2FA), help confirm that only you can approve  your transfers.

Transparent transfer costs. No surprises

FAQ

Can I send money directly to a Visa Debit card?
Yes, in many corridors you can send money to a Visa Debit card worldwide, directly using services that support Visa Debit transfers. Instead of entering full bank account details, you typically provide the recipient’s card information, depending on local requirements.
How does Visa Direct work?
Visa Direct transfers allow you to send funds directly to eligible Visa Debit cards, bypassing traditional bank-to-bank settlement. Payments are routed through Visa’s global network, combined with Paysend’s regulated infrastructure, to enable fast, with security measures card-to-card transfers in supported countries.
How long does a fast Visa transfer take?
Delivery time depends on the sending country, destination, and local processing conditions. In many cases, fast Visa transfers or real-time card transfers can be completed in near real time or within the same day, though timing is not guaranteed.
Please note: While most transfers are now received within minutes, delivery times can still vary based on the recipient’s bank processing, compliance checks, or other local conditions.
Do I need the recipient’s bank account details?
Delivery time depends on the sending country, destination, and local processing conditions. In many cases, fast Visa transfers or real-time card transfers can be completed in near real time or within the same day, though timing is not guaranteed.
Please note: While most transfers are now received within minutes, delivery times can still vary based on the recipient’s bank processing, compliance checks, or other local conditions.
Is sending money to a Visa Debit card safe?
Yes. Transfers routed through Visa’s global payment network use industry-standard security protections. Services like Paysend also apply encryption, monitoring, and identity verification to help protect users and reduce fraud risk. You can rely on secure card-to-card transfers backed by global standards.
What are the fees for sending an international Visa transfer?
Fees depend on the corridor and funding method. In many cases, the total transfer fee and exchange rate are shown before you confirm the payment. International Visa transfers are transparent, with no hidden charges from Paysend. Card issuer or receiving bank policies may apply separately.
Can I send money internationally to a Visa Debit card?
Yes, Visa Debit card international payments are supported in many countries. Card transfer international options and transfer money globally. Visa services are available, depending on the destination and local payment infrastructure.

Send moneyto Visa Debit cards

A strategic collaboration built for global scale